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Lubbock, TX Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

FEMA flood zone rules in Lubbock, TX, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit required for
any development in a designated floodplain
Issuing authority
City of Lubbock Floodplain Administrator
Decision factors
10 factors incl. flood danger, drainage, access
Appeal window
10 days of written revocation order
Max violation fine
$2,000 per day under UDC Sec. 39.09.004

Summary

Any development inside a Lubbock floodplain needs a Floodplain Development Permit from the Floodplain Administrator before work starts, under UDC Section 39.05.009. The application has to show the elevation of the lowest floor, any floodproofing elevation for nonresidential buildings backed by a professional engineer's certificate, and how the project will alter any watercourse or natural drainage.

Floodplain development permit. a. Required. A Floodplain Development Permit in a floodplain is required to ensure conformance with this Division. b. Application. Application for a Floodplain Development Permit shall be presented to the Floodplain Administrator and shall include plans drawn to scale showing the location, dimensions and elevation of proposed landscape alterations, existing and proposed structures including the placement of manufactured homes, and the location of the foregoing in relation to areas of special flood hazard. ... The following information is also required...: 1. Elevation (in relation to mean sea level) of the lowest floor (including basement) of all new and substantially improved structures in the floodplain; 2. Elevation (in relation to mean sea level) to which any nonresidential structure shall be floodproofed; 3. A certificate from a registered professional engineer or architect that a nonresidential floodproofed structure shall meet the floodproofing criteria of Subsection b.2., above; and 4. Description of the extent to which any watercourse or natural drainage will be altered or relocated as a result of proposed development.

Source: FEMA Map Service CenterView official code

Full Breakdown

009 requires a Floodplain Development Permit for any development inside a designated floodplain, to make sure the project conforms to the city's flood hazard rules. The application goes to the Floodplain Administrator and must include scaled plans showing the location, dimensions, and elevation of every proposed landscape alteration, structure, and manufactured home placement, plus its position relative to the special flood hazard area. Four items are specifically required: the elevation, relative to mean sea level, of the lowest floor including any basement of new or substantially improved structures; the elevation to which any nonresidential structure will be floodproofed; an engineer's or architect's certificate that a floodproofed nonresidential structure meets the floodproofing criteria; and a description of how the project will alter or relocate any watercourse or natural drainage.

The Floodplain Administrator decides whether to approve or deny the permit based on ten factors, covering flood and erosion danger, susceptibility of the proposed use to flood damage, whether debris could sweep onto other lands, compatibility with surrounding development, emergency vehicle access during a flood, the cost of governmental services during and after flooding, expected flood height and velocity, whether the use needs a waterfront location, availability of non-flood-prone alternative sites, and consistency with the area's comprehensive plan. The Floodplain Administrator or City Engineer can revoke a permit for cause after written notice and a hearing, and a revoked, suspended, or revised permit carries no fee refund.

A revocation, suspension, or revision can be appealed to the City Council by filing a written application with the City Secretary within 10 days of the written order.

Violations & Fines

Building in the floodplain without the permit, or in violation of its terms, is a UDC violation under Section 39.09.004: the Director of Code Enforcement investigates complaints, and a conviction carries a misdemeanor fine of up to $2,000.00, with each day of noncompliance a separate offense. Appeals of a permit revocation go to the City Council within 10 days of the Floodplain Administrator's written order.

Frequently Asked Questions

Do I need a permit to build in a Lubbock floodplain?
Yes. UDC Section 39.05.009 requires a Floodplain Development Permit for any development inside a designated floodplain before work starts. The application goes to the Floodplain Administrator and must include scaled plans and, for new or substantially improved structures, the elevation of the lowest floor relative to mean sea level.
What has to be certified by an engineer for a floodplain permit?
A nonresidential structure that will be floodproofed instead of elevated needs a certificate from a registered professional engineer or architect confirming it meets the floodproofing criteria in Section 39.05.009b.2. The certificate has to be submitted with the elevation the structure is floodproofed to, relative to mean sea level.
Can the city revoke a floodplain development permit?
Yes. The Floodplain Administrator or City Engineer can revoke a permit for cause after giving the permittee written notice and a hearing. The order can require work to stop immediately, and a revoked, suspended, or revised permit can be appealed to the City Council within 10 days, but no fees are refunded.

Sources & Official References

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