FEMA flood zone rules in Miami Gardens, FL β also called floodplain regulations or special flood hazard area (SFHA) rules β determine flood insurance requirements and elevation standards for new construction.
Miami Gardens participates in the National Flood Insurance Program (NFIP) and enforces the 50% rule for structures in flood zones. Development in FEMA-designated flood zones must meet elevation requirements. The city's floodplain management ordinance regulates construction in flood-prone areas. Flood zone maps are available through FEMA and Miami-Dade County.
The City of Miami Gardens enforces floodplain management regulations through its Development Plan Review Engineering Section. The city's floodplain management ordinance includes the 50% rule: if the cost of improvements or repairs exceeds 50% of the structure's market value, the building must be brought into full compliance with current flood zone requirements. Development in FEMA-designated Special Flood Hazard Areas (Zones A and V) must meet base flood elevation requirements. New construction and substantial improvements in flood zones require elevation certificates. The city participates in the NFIP Community Rating System, which may provide flood insurance premium discounts. Flood zone determinations can be obtained from FEMA flood maps or the Miami-Dade County Water Control Map.
Building in flood zones without proper permits and elevation compliance is a serious violation. Non-compliant construction may be required to be elevated or removed. NFIP participation could be jeopardized.
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Side-by-side rule comparisons with other cities in Miami-Dade County.
See how other cities in Miami-Dade County handle flood zones.
See how Miami Gardens's flood zones rules stack up against other locations.
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