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Nicholasville, KY Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified November 2026

FEMA flood zone rules in Nicholasville, KY, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Floodplain Administrator
The Mayor or designee (Sec. 9-21)
Permit trigger
Any development activity in a special flood hazard area
Residential lowest floor
No lower than one foot above base flood elevation
AO zone without a depth number
At least two feet above highest adjacent grade
Flood openings below lowest floor
Two openings, one square inch per square foot enclosed
Recreational vehicle limit
Fewer than 180 consecutive days, or licensed and highway ready
Citation response deadline
Seven days
Minimum fine on conviction
$100.00 under Sec. 9-13(d)

Summary

Nicholasville requires a development permit before any development begins in a special flood hazard area, administered by the Floodplain Administrator, who is the Mayor or designee. New residential construction must have its lowest floor elevated no lower than one foot above base flood elevation, and floodway encroachments are prohibited without an engineer's no-rise certification.

(a) A development permit shall be required in conformance with the provision of this chapter prior to the commencement of any development activities in the special flood hazard areas (SFHA). See Sec. 9-22 for instructions and explanation. ... (1) Residential construction. New construction or substantial improvement of any residential structure (or manufactured home) shall have the lowest floor, including basement, crawlspace, mechanical equipment, and ductwork elevated no lower than one (1.0) foot above the base flood elevation. ... a. Prohibit encroachments, including fill, new construction, substantial improvements, and other developments unless certification (with supporting technical data) by a registered professional engineer is provided demonstrating that encroachments shall not result in any increase in the base flood elevation levels during occurrence of base flood discharge;

View official code

Official source re-checked November 3, 2026: no newer edition of the code had been published (publisher’s edition: Local legislation current through Ord. No. 175-2024, dated 1-13-25 | State legislation current through 2024 Acts).

Full Breakdown

Chapter 9 of the Nicholasville Code of Ordinances applies to all special flood hazard areas, to areas covered by KRS 151.250, and to other areas the Floodplain Administrator determines from available technical studies. Section 9-7 adopts by reference the FEMA Flood Insurance Study for Jessamine County and its Flood Insurance Rate Maps as the minimum area of applicability, and keeps them on file at City Hall for public review during regular business hours. Section 9-21 appoints the Mayor or designee as the Floodplain Administrator.

Section 9-8 requires a development permit before any development activities in the special flood hazard areas, on forms furnished by the Floodplain Administrator. Section 9-22 requires plans in duplicate drawn to scale showing the nature, location, dimensions and elevations of the area, existing or proposed structures, fill, storage of materials and drainage facilities. At the application stage the applicant gives the proposed lowest floor elevation in relation to mean sea level in Zone A, any floodproofing elevation with engineer or architect certification, and a description of how any watercourse will be altered or relocated. Once the lowest floor is placed, and before construction continues, the permit holder submits an as-built elevation certification to the Floodplain Administrator and the state. Failure to submit the survey or to make required corrections is cause for a stop-work order, and the administrator's endorsement is required before a state floodplain construction permit can be processed.

Section 9-32 sets the building standards where base flood elevation data exist. A new or substantially improved residential structure needs its lowest floor, including basement, crawlspace, mechanical equipment and ductwork, no lower than one foot above base flood elevation. In an AO zone the structure is elevated to the depth number on the FIRM, or at least two feet above the highest adjacent grade if no depth number is specified. Non-residential buildings are elevated the same way or floodproofed with an engineer or architect certification. Fully enclosed areas below the lowest floor used only for parking, access or storage need at least two openings with a total net area of not less than one square inch for every square foot of enclosed area, with the bottom of every opening no higher than one foot above grade. Recreational vehicles in the mapped zones must be on site fewer than 180 consecutive days, be fully licensed and ready for highway use, or meet the new construction permit requirements.

Violations & Fines

Under Sec. 9-13, development that departs from the chapter or from a floodplain construction permit is a civil offense. The Floodplain Administrator issues a notice of violation stating the remedy and the time allowed, which can include a stop-work order, and then a citation. The person cited has seven days to carry out the remedy, pay the civil fine or request a hearing before the governing body, or the right to a hearing is waived. On conviction the fine is no less than $100.00 or imprisonment for not more than ten days, or both, plus costs, and each day is a separate offense. Section 9-9 also labels a violation a misdemeanor.

Frequently Asked Questions

Do I need a permit to build in a flood zone in Nicholasville?
Yes. Section 9-8 requires a development permit before any development activities begin in the special flood hazard areas, and Sec. 9-22 requires the permit before any construction or other development starts. Applications are made on forms furnished by the Floodplain Administrator, who is the Mayor or designee under Sec. 9-21.
How high must a new house be elevated in a Nicholasville flood zone?
Section 9-32(1) requires the lowest floor, including basement, crawlspace, mechanical equipment and ductwork, to be no lower than one foot above the base flood elevation. In an AO zone the structure is elevated to the FIRM depth number, or at least two feet above the highest adjacent grade if no depth number is specified.
Can I build or fill in a Nicholasville floodway?
Section 9-32(5) prohibits encroachments in a floodway, including fill, new construction and substantial improvements, unless a registered professional engineer certifies with supporting technical data that the encroachment will not increase base flood elevation levels during the base flood discharge. Work that passes that test must still meet Sec. 9-31 and the later sections.
What happens if I build in a flood area without a permit in Nicholasville?
The Floodplain Administrator issues a notice of violation, which can include a stop-work order, and can follow with a citation. You then have seven days to fix the problem, pay the fine or request a hearing before the governing body. Conviction under Sec. 9-13(d) carries a fine of no less than $100.00, up to ten days in jail, or both.

Sources & Official References

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