Ontario, CA Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Ontario, CA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Permit required
- Development permit before any hazard-area work
- Administrator
- Development Director
- Flood map source
- FEMA FIRM, study dated Dec. 2, 1980
- Penalty
- Misdemeanor for noncompliance
- Applies to
- Flood, erosion, and mudslide hazard areas
Summary
Ontario requires a development permit before any construction or development begins in an area of special flood hazard, flood-related erosion hazard, or mudslide hazard, mapped on the FEMA Flood Insurance Rate Map adopted for the city. The Development Director serves as Floodplain Administrator, and violations are a misdemeanor.
A development permit shall be obtained before construction or development begins within any area of special flood hazards, areas of flood-related erosion hazards or areas of mudslide (i.e. mudflow) established in § 8-13.302. Application for a development permit shall be made on forms furnished by the Floodplain Administrator and may include, but not be limited to: plans in duplicate drawn to scale showing the nature, location, dimensions, and elevation of the area in question, existing or proposed structures, fill, storage of materials, drainage facilities; and the location of the foregoing.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-32: Current through Ordinance 3338, passed 7-21-2026).
Full Breakdown
302 and kept on file with the City Engineer at 303 East "B" Street. 401 requires a development permit before construction or development begins in any mapped hazard area, with the application submitted on Floodplain Administrator forms and including, at minimum, scaled plans showing the location, dimensions, and elevation of the site, proposed structures, fill, storage of materials, and drainage facilities; the applicant must state the proposed elevation of the lowest habitable floor relative to mean sea level, the elevation to which any structure will be floodproofed, and the extent to which any watercourse will be altered or relocated.
402 designates the Development Director as the City's Floodplain Administrator, responsible for granting or denying these development permits. 303 requires full compliance with the chapter before any structure or land is constructed, located, extended, converted, or altered in a mapped hazard area, and makes noncompliance a misdemeanor while preserving the City Council's authority to take other lawful action to prevent or remedy a violation. 304 applies whichever imposes the more stringent restriction.
Violations & Fines
Section 8-13.303 makes it a misdemeanor to construct, locate, extend, convert, or alter any structure or land within a mapped flood hazard area without full compliance with the chapter's permit and elevation requirements, including violations of conditions attached to a development permit. The City Council retains authority to take additional lawful action to prevent or remedy any violation beyond the misdemeanor penalty itself.
Frequently Asked Questions
Do I need a permit to build in an Ontario flood hazard zone?
Who administers Ontario's flood zone development permits?
What happens if I build in an Ontario flood hazard area without a permit?
Sources & Official References
Other rules in Ontario
California rules heatmap·Compare Ontario to another location·View the California environmental rules overview
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Flood Zones in Nearby Cities
How other cities in San Bernardino County handle flood zones.