FEMA flood zone rules in Ormond Beach, FL — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
About 63% of buildings in Ormond Beach are at risk of flooding. Properties in Zones A or AE must comply with floodplain management rules for all new construction, repairs, renovations, and remodeling. Substantial improvements exceeding 50% of building value trigger full compliance with current flood codes.
Ormond Beach participates in FEMA's National Flood Insurance Program. New construction in Zone AE must be elevated above Base Flood Elevation per the Florida Building Code. All development permits in Special Flood Hazard Areas require an Elevation Certificate. The city's floodplain management ordinance addresses development standards for flood zones. Contact the Planning Department for flood zone determinations.
Building in flood zones without proper permits and elevation carries fines of $500–$5,000. Structures may be ordered removed or brought into compliance. NFIP violations can affect the community's flood insurance eligibility.
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Side-by-side rule comparisons with other cities in Volusia County.
See how other cities in Volusia County handle flood zones.
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