FEMA flood zone rules in Salem, OR — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Salem has flood-prone areas along the Willamette River and Mill Creek. The city participates in FEMA's NFIP and regulates development in Special Flood Hazard Areas through its flood damage prevention ordinance.
Salem participates in FEMA's National Flood Insurance Program. Special Flood Hazard Areas along the Willamette River, Mill Creek, and Pringle Creek are mapped by FEMA. New construction in flood zones must elevate the lowest floor at least one foot above the Base Flood Elevation. Substantial improvements exceeding 50% of market value must also comply. No new development is permitted in the regulatory floodway. Flood insurance is required for properties in SFHAs with federally-backed mortgages. Salem participates in the Community Rating System which may provide insurance premium discounts. Oregon's statewide land use planning also regulates floodplain development.
Building without proper flood permits results in stop work orders, fines, and potential loss of NFIP benefits.
Salem, OR
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Salem, OR
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Salem, OR
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Salem, OR
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Salem, OR
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See how Salem's flood zones rules stack up against other locations.
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