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Texas City, TX Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Texas City, TX, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit
Development permit required (§ 157.08)
Administrator
Chief Building Official serves as Floodplain Administrator
Flood maps
FEMA Flood Insurance Study for Texas City dated 11-2-1982
Floodway
Encroachments barred without engineer no-rise certification
Large subdivisions
Own base flood data above 50 lots or five acres
Variances
Heard by the Appeal Board (§ 157.27)

Summary

In Texas City, Texas, Chapter 157 of the City Code applies to every area of special flood hazard inside the city limits, and nobody may build, alter or change the use of a structure or land there without a development permit from the Floodplain Administrator, who is the Chief Building Official.

This chapter shall apply to all areas of special flood hazard within the jurisdiction of the city. ... The areas of special flood hazard identified by the Federal Emergency Management Agency in a scientific and engineering report entitled “The Flood Insurance Study for the City of Texas City, Texas”, dated 11-2-1982, with accompanying flood insurance rate maps and flood boundary-floodway maps (FIRM and FBFM) and any revisions thereto, are hereby adopted by reference and declared to be a part of this chapter. ... A development permit shall be required to ensure conformance with the provisions of this chapter. ... No structure or land shall hereafter be located, altered or have its use changed without full compliance with the terms of this chapter and other applicable regulations.

Full Breakdown

Texas City adopts the Federal Emergency Management Agency's Flood Insurance Study for the City of Texas City, dated 11-2-1982, together with its flood insurance rate maps and flood boundary-floodway maps and any revisions, as the basis for mapping areas of special flood hazard. Section 157.06 makes the chapter applicable to all of those areas within the city's jurisdiction, and § 157.08 requires a development permit to ensure conformance. Section 157.09 adds that no structure or land may be located, altered or have its use changed without full compliance.\n\nThe Chief Building Official serves as Floodplain Administrator under § 157.25 and reviews, approves or denies every development permit.

Applications go on forms the Administrator furnishes, with plans in duplicate drawn to scale showing existing and proposed structures and their location relative to the flood hazard area. Section 157.26 also requires the lowest-floor elevation in relation to mean sea level, the floodproofing elevation for any non-residential structure, an engineer or architect certificate for floodproofing, and a description of how any watercourse or natural drainage will be altered. The Administrator weighs ten factors, including danger to life and property, safety of access for ordinary and emergency vehicles, and the availability of alternative locations not subject to flooding.\n\nFloodways are tighter still.

Under § 157.44, encroachments including fill, new construction and substantial improvements are prohibited unless a registered professional engineer or architect certifies that they will not raise flood levels during the base flood. Where no floodway has been designated, § 157.25 bars new construction in Zones A1-30 and AE unless the cumulative effect will not raise the base flood elevation more than one foot at any point. Subdivision and manufactured home park proposals greater than 50 lots or five acres, whichever is lesser, must generate their own base flood elevation data under § 157.42. Where this chapter conflicts with another ordinance, § 157.10 says the more stringent restriction prevails.

Violations & Fines

Chapter 157 as read contains no penalty section of its own. Under § 157.05, a structure or development without the required elevation certificate or other evidence of compliance is presumed to be in violation until the documentation is provided. Variance requests go to the Appeal Board under § 157.27, and anyone aggrieved by its decision can appeal to a court of competent jurisdiction.

Frequently Asked Questions

Who issues flood zone development permits in Texas City, Texas?
The Chief Building Official is appointed Floodplain Administrator under § 157.25 and reviews, approves or denies every development permit required by Chapter 157. Applications are made on forms the Administrator furnishes, with scaled plans in duplicate showing structures and their location relative to the areas of special flood hazard.
Which flood maps does Texas City use?
Section 157.07 adopts the areas of special flood hazard identified by the Federal Emergency Management Agency in The Flood Insurance Study for the City of Texas City, Texas, dated 11-2-1982, with its flood insurance rate maps and flood boundary-floodway maps and any revisions to them.
Can a Texas City property owner get a variance from the flood rules?
Yes, but only from the Appeal Board under § 157.27. Variances need good and sufficient cause, exceptional hardship and the minimum relief necessary, and none can be issued in a designated floodway if flood levels would rise. The owner receives written notice that flood insurance costs will reflect the lower floor elevation.
Do the flood rules cover land outside the mapped hazard areas?
Chapter 157 applies to areas of special flood hazard, but § 157.12 warns that land outside them is not guaranteed free from flooding. Separately, § 157.40 sets a minimum building elevation for new construction in a non-special flood hazard area.

Sources & Official References

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