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Barrow County, GA HOA Rules: Assessment & Dues (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
Barrow County Code § 89-470(a)
Required content
Covenants must state method of assessment for dues
Collection power
Association can compel payment of dues, assessments
Reserve fund floor
At least one year's required operating expenses
State law basis
Georgia Property Owners' Association Act, O.C.G.A. 44-3
Plat requirement
HOA documents submitted with final subdivision plat

Summary

Barrow County's Unified Development Code does not set a dues cap for homeowners' associations in unincorporated developments, but it does dictate what the HOA's governing documents must cover. Section 89-470(a) requires the association's covenants to fix a method of assessment for dues, gives it power to compel payment, and forces a reserve fund equal to at least a year of required operating expenses at developer turnover.

These county ordinances apply to unincorporated areas of Barrow County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

Sec. 89-470. - Owner's association. (a)Homeowner's association; when required. ... (3)The declaration and bylaws shall be enforced by the association or by an association management company designated by them, which shall have the power to compel the payment of membership dues and assessments. ... (5)The documents creating the homeowner's association must provide that an adequate reserve fund for the association will exist at the time that control of the association transfers from the developer to the purchasers of homes in the development. The reserve fund must be equal to no less than one year's expenses reasonably expected for the minimum operations legally required of the association.(6)The covenants, conditions and regulations shall, at a minimum, regulate and control the following:a.Equal access and right of use to all shared facilities;b.Perpetual and continued maintenance of open and shared space, specifically including stormwater detention facilities;c.Tax liability in the case of default;d.The method of assessment for dues and related costs;

Full Breakdown

Barrow County does not itself set HOA dues, but section 89-470(a) of the Unified Development Code controls how an association's assessment structure has to be built for any residential development containing common open space or other commonly owned land. Subsection (a)(6)d requires the covenants, conditions and regulations creating the homeowners' association to regulate, at a minimum, the method of assessment for dues and related costs, so every qualifying subdivision's governing documents must spell out how assessments are calculated and levied, not leave the mechanism undefined.

Subsection (a)(3) backs that up with enforcement teeth: the declaration and bylaws must be enforceable by the association or by an association management company it designates, and that entity must have the power to compel the payment of membership dues and assessments, which supports actions like liens or suspension of amenity access when an owner falls behind. Subsection (a)(5) adds a reserve-fund floor tied to the turnover from developer to homeowner control: the documents creating the association must guarantee an adequate reserve fund exists at that transfer point, and the fund must equal no less than one year's expenses reasonably expected for the association's legally required minimum operations, protecting new owners from inheriting an underfunded association.

A. Title 44, Chapter 3, Article 6, which supplies the state-law assessment and lien enforcement mechanics the county code incorporates by reference. Nonresidential projects and condominiums get parallel, comparable assessment and reserve requirements under subsections (b) and (c).

Violations & Fines

A residential development's covenants that fail to spell out a method of assessment for dues, or an association that skips the required reserve fund at developer turnover, does not satisfy section 89-470(a) and can hold up final subdivision plat approval by Barrow County Planning and Community Development, since the association documents must be submitted with the final plat application. An owner facing a disputed assessment enforces the association's power to compel payment through the Georgia Property Owners' Association Act rather than through a county code enforcement complaint.

Frequently Asked Questions

Does Barrow County set a cap on HOA dues in unincorporated subdivisions?
No. Section 89-470(a) does not cap dues; it requires the association's covenants to state a method of assessment for dues and related costs so the calculation is defined, and it lets the state Georgia Property Owners' Association Act govern the substantive dues and lien rules.
Can my Barrow County HOA force me to pay overdue assessments?
Yes. Section 89-470(a)(3) requires the declaration and bylaws to be enforceable by the association or its management company and gives that entity the power to compel payment of membership dues and assessments.
Is a new Barrow County HOA required to have money saved up before the developer hands over control?
Yes. Section 89-470(a)(5) requires an adequate reserve fund to exist at the point control transfers from the developer to homeowners, equal to at least one year of the expenses reasonably expected for the association's legally required minimum operations.

Sources & Official References

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