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Loudoun County, VA HOA Rules: Assessment & Dues (2026)

Heavy Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified April 2026

Key Facts

Governing Law
VA Code §55.1-1815
Late Fee Cap
Lesser of $50 or 5%
Lien Authority
Automatic per declaration
2024 Change
HB 1209: expanded special assessments
Foreclosure Notice
30 days minimum

Summary

HOA assessments in Ashburn are governed by VA Code §55.1-1815. Associations must provide annual budgets and may levy regular and special assessments as authorized by the declaration. HB 1209 (2024) expanded board authority to levy additional assessments for common area maintenance without a full membership vote. Liens for unpaid assessments attach automatically.

These county ordinances apply to unincorporated areas of Loudoun County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

assessments provided for in a declaration. "Electronic means" means any form of communication, not directly involving the physical transmission of paper, that creates a record that may be retained, retrieved, and reviewed by a recipient of such communication. A meeting conducted by electronic means includes a meeting conducted via teleconference, videoconference, Internet exchange, or other electronic methods. Any term used in this definition that is defined in § 59.1-480 of the Uniform Electronic Transactions Act shall have the meaning set forth in such section.

Source: VA Code §55.1-1815 — Association Charges and AssessmentsView official code

Full Breakdown

Assessment authority for Loudoun County HOAs derives from the declaration of covenants and the Virginia POA Act. Annual assessments fund common area maintenance, insurance, management fees, and reserves. The board must prepare and distribute an annual budget. 1-1815 to authorize boards to levy additional assessments for maintenance, repair, and replacement of capital components of common areas without requiring a vote of the full membership, provided the purpose is in the best interests of the association. Prior to HB 1209, most declarations required a membership vote for special assessments exceeding a threshold.

1-1833, which attaches from the date of recording the declaration. The association must provide at least 30 days written notice before initiating lien foreclosure. Virginia law requires associations to offer payment plans for delinquent assessments if the owner requests one. Late fees and interest rates are governed by the declaration but Virginia caps late fees at the lesser of $50 or 5% of the assessment.

Violations & Fines

Unpaid assessments accrue late fees (capped at lesser of $50 or 5%) plus interest. Association may place lien on property, pursue collections, and ultimately foreclose. Attorney fees added to balance. Virginia requires 30-day notice before foreclosure action.

Frequently Asked Questions

Can my Ashburn HOA raise dues without a vote?
Regular assessment increases within the authority granted by the declaration typically do not require a vote. HB 1209 (2024) also expanded board authority to levy additional assessments for common area capital maintenance without a membership vote.
Can my HOA foreclose on my Loudoun County home for unpaid dues?
Yes. Virginia law allows HOAs to foreclose on assessment liens. However, the association must provide at least 30 days written notice, and homeowners have the right to request a payment plan for delinquent assessments.

Sources & Official References

Other rules in Loudoun County

All Loudoun County rules

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