HOA Rules in Virginia (2026)
37 rules on the books across Virginia, 12 cities and counties. Select a rule to read the full details.
Severity: Few Restrictions · Light Restrictions · Some Restrictions · Significant Restrictions · Heavy Restrictions
Board Procedures
Rules governing HOA board meetings, elections, transparency requirements, and voting procedures for homeowners.
Virginia: statewide
StatewideSome RestrictionsVirginia's § 55.1-1816 requires HOA board meetings to be open to all members of record, with published notice and a…
Read full rule →Loudoun County
Heavy RestrictionsAshburn and most of Loudoun County are governed by HOAs under the Virginia Property Owners' Association Act (VA Code…
Read full rule →Chesapeake
Some RestrictionsState law, not city ordinance, sets how a Chesapeake HOA board must run its meetings: Sec. 55.1-1816 makes board and…
Read full rule →Frederick County
Some RestrictionsFrederick County requires every Property Owners' Association created under its subdivision ordinance to elect officers…
Read full rule →Norfolk
Some RestrictionsNorfolk HOAs and condo associations operate under the Virginia Property Owners Association Act (VA 55.1-1800 et seq.)…
Read full rule →Richmond
Some RestrictionsRichmond HOAs are governed by the Virginia Property Owners Association Act (VA Code §55.1-1800 et seq.). Boards must…
Read full rule →Virginia Beach
Some RestrictionsVirginia Beach HOAs operate under the Virginia Property Owners' Association Act (Code §55.1-1800 et seq.) or the…
Read full rule →Architectural Review
Standards and approval processes for exterior modifications including paint colors, additions, fencing, landscaping changes, and solar panel installation.
Loudoun County
Heavy RestrictionsMost Ashburn communities require Architectural Review Committee (ARC) approval before exterior modifications. Under VA…
Read full rule →Vienna
Heavy RestrictionsVienna HOAs commonly operate architectural review committees (ARCs) with authority to approve or deny exterior…
Read full rule →Chesapeake
Some RestrictionsChesapeake HOAs may operate architectural review committees under VA Code §55.1-1819. Decisions must follow adopted…
Read full rule →Herndon
Some RestrictionsHerndon HOAs commonly operate architectural review committees (ARCs) requiring pre-approval for exterior changes…
Read full rule →Assessment & Dues
Rules about regular assessments, special assessments, collection procedures, late fees, and what happens when homeowners fall behind on dues.
Virginia: statewide
StatewideHeavy RestrictionsUnder the Virginia Property Owners' Association Act, § 55.1-1833, an association may perfect a lien for unpaid…
Read full rule →Loudoun County
Heavy RestrictionsHOA assessments in Ashburn are governed by VA Code §55.1-1815. Associations must provide annual budgets and may levy…
Read full rule →Chesapeake
Some RestrictionsVirginia's Property Owners' Association Act sets the assessment rules Chesapeake HOAs must follow: boards may charge a…
Read full rule →Frederick County
Some RestrictionsFrederick County's subdivision ordinance sets the assessment framework for every Property Owners' Association it…
Read full rule →Hampton
Some RestrictionsBefore Hampton, Virginia will record lots or issue building permits in a subdivision with shared common property, the…
Read full rule →Lynchburg
Some RestrictionsLynchburg's Zoning Ordinance requires a mandatory property owners' association's incorporation documents to spell out…
Read full rule →Montgomery County
Some RestrictionsIn Montgomery County outside Blacksburg and Christiansburg, PUD-TND Property Owners Association documents must provide…
Read full rule →Richmond
Some RestrictionsHOAs may levy assessments per the recorded declaration under VA Code §55.1-1823. Liens attach automatically for unpaid…
Read full rule →Spotsylvania County
Some RestrictionsSpotsylvania County's subdivision ordinance, Code § 20-7.1.2(a), requires the restrictive covenants of any homeowners'…
Read full rule →Dispute Resolution
Processes for resolving conflicts between homeowners and the HOA board, including mediation requirements, hearing procedures, and state oversight.
Loudoun County
Some RestrictionsVirginia provides multiple dispute resolution paths for HOA conflicts under the POA Act. The Common Interest Community…
Read full rule →Norfolk
Some RestrictionsNorfolk HOA disputes can be filed with the Virginia Common Interest Community Board Ombudsman or pursued in Norfolk…
Read full rule →Richmond
Some RestrictionsOwner complaints against Richmond HOAs may be filed with the Virginia Common Interest Community Ombudsman after…
Read full rule →CC&R Enforcement
How covenants, conditions, and restrictions are enforced, including violation notices, fines, lien authority, and legal remedies available to HOAs and homeowners.
Virginia: statewide
StatewideSome RestrictionsVirginia's § 55.1-1819 empowers a property owners' association to adopt and enforce rules governing the development…
Read full rule →Chesapeake
Some RestrictionsVirginia POA Act §55.1-1819 lets HOAs levy charges up to $50 per single violation and $10 per day for continuing…
Read full rule →Loudoun County
Some RestrictionsA County Zoning Permit for a short-term rental does not override an HOA's or condo association's covenants: the County…
Read full rule →Norfolk
Some RestrictionsNorfolk HOAs enforce CCRs through notice, fines, and ultimately lawsuits under the Virginia POA Act. Due process…
Read full rule →Richmond
Some RestrictionsRichmond HOAs enforce recorded covenants through fines up to 50 dollars per violation or 10 dollars per day for…
Read full rule →HOA Fines & Enforcement
Statutory caps on HOA fine amounts, notice-and-hearing requirements before fines can be assessed, and how unpaid fines become liens against the property.
Board Governance
Governance structure of the HOA (board composition, term lengths, election procedures), open-meeting requirements, and member voting rights under state statutes.
Chesapeake
Some RestrictionsVirginia law, not city ordinance, governs how a Chesapeake homeowners association runs itself: Sec. 55.1-1815 requires…
Read full rule →Frederick County
Some RestrictionsIn Frederick County outside Winchester, Stephens City and Middletown, the subdivision ordinance requires any subdivider…
Read full rule →Lynchburg
Some RestrictionsLynchburg requires developers of a residential cluster, planned unit or traditional neighborhood development, or any…
Read full rule →Montgomery County
Some RestrictionsIn Montgomery County outside Blacksburg and Christiansburg, homes built under the PUD-TND zoning district must join a…
Read full rule →Spotsylvania County
Some RestrictionsSpotsylvania County's subdivision ordinance requires a developer to form a Virginia nonstock-corporation homeowners' or…
Read full rule →Hampton
Light RestrictionsHampton, Virginia won't approve a subdivision plat or issue building permits until the recorded HOA documents state how…
Read full rule →Flag Display Rights
When an association may restrict flags on a lot and when it may not, the federal floor protecting the American flag, and state statutes extending that protection to state, military, and first-responder flags, along with the pole height and placement conditions a board can still impose.
Rental Restriction Limits
How far an association may go in banning or capping leasing, grandfathering for owners who already rent, minimum-lease-term and cap-percentage rules, and the member vote thresholds required before a rental amendment binds existing owners.