HOA assessments in Huntersville-area planned communities are governed by NCGS 47F-3-115 which authorizes boards to levy regular and special assessments per the declaration. Special assessments over a threshold set in CCRs typically require member approval. Unpaid assessments become a lien on the property under NCGS 47F-3-116 and can be foreclosed after 30 days delinquency with proper notice.
Late fees and interest on unpaid assessments must be reasonable and authorized by the declaration. NC law allows non-judicial foreclosure by power of sale after the debt exceeds 30 days past due and the board has followed statutory notice procedures. Homeowners have the right to cure the delinquency up until the foreclosure sale.
Unpaid assessments: late fees, interest, attorney fees, lien filing, and potential foreclosure. Improper assessment: homeowner may sue for injunctive relief and damages.
See how other cities in Mecklenburg County handle assessment & dues.
See how Huntersville's assessment & dues rules stack up against other locations.
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