Mebane, NC HOA Rules: Assessment & Dues (2026)
Key Facts
- Governing section
- UDO § 7-7.2(C)
- Unpaid HOA assessment
- Becomes a lien on the lot
- Association default trigger
- Six months' nonpayment to city
- Owner notice period
- 30 days before city lien attaches
- City remedy
- Lawsuit or lien foreclosure
Summary
In the City of Mebane, North Carolina, UDO Section 7-7.2(C) lets a subdivision's owners' association levy assessments against lot owners for shared expenses, and any unpaid assessment becomes a lien on that lot. If the association itself falls six months behind on assessments or ad valorem taxes owed to the city for common areas, each owner becomes personally on the hook for a share of the shortfall.
C. Owners' Association Declaration ... 2. Default of Owners' Association. Upon default by the Owners' Association in the payment to the City of any assessments for public improvements or ad valorem taxes levied against the common areas, which default shall continue for a period of six months, each owner of a lot in the development shall become personally obligated to pay to the City a portion of the taxes or assessments ... due to the City by the total number of lots in the development. If the sum is not paid by the owner within thirty days following receipt of notice of the amount due, the sum shall become a continuing lien on the property of the owner, his heirs, devisees, personal representatives and assigns. ... 3. Powers of the Association. The Owners' Association is empowered to levy assessments against the owners of lots or units within the development. Such assessments shall be for the payment of expenditures made by the Owners' Association for the items set forth in this Section, and any assessments not paid by the owner against whom such assessments are made shall constitute a lien on the lot of the owner.
Full Breakdown
UDO Section 7-7.2(C)(3), Powers of the Association, states that the Owners' Association is empowered to levy assessments against the owners of lots or units within the development to cover expenditures the declaration authorizes, and that any assessments not paid by the owner against whom such assessments are made shall constitute a lien on the lot of the owner. That lien attaches under the ordinance itself; the association does not need a separate city process to create it, only its own recorded declaration. Section 7-7.2(C)(2) adds a backstop running the other direction: if the association defaults on assessments for public improvements or ad valorem taxes levied against the common areas for a continuous period of six months, the ordinance shifts the debt onto the individual lot owners, each of whom becomes personally obligated to pay the City a portion of the taxes or assessments calculated by dividing the total amount owed by the number of lots in the development.
An owner then has thirty days from notice of the amount due before the unpaid share becomes a continuing lien on the property of the owner, his heirs, devisees, personal representatives and assigns, and the City may sue the owner directly or foreclose that lien. Section 7-7.2(C)(1) lists what the association's own assessments are for in the first place: liability insurance premiums, local taxes, maintenance of recreational and common-area facilities, and assessments for public and private improvements benefiting the common areas. The same lien-and-default framework also appears in UDO Section 4-7.3(C)(6), which applies it to condominium homeowners associations.
Violations & Fines
An owner who doesn't pay an association assessment faces a lien on the lot under Section 7-7.2(C)(3); the association enforces that through its own declaration, not a city hearing. If the association defaults on its own public-improvement or ad valorem obligations for six months, Section 7-7.2(C)(2) gives the City thirty days' notice before it can place a continuing lien on each owner's share and either sue the owner or foreclose the lien to recover the money.
Frequently Asked Questions
Can my Mebane HOA put a lien on my property for unpaid dues?
What happens if my Mebane HOA stops paying its own bills to the city?
What can a Mebane HOA charge assessments for?
Sources & Official References
Other rules in Mebane
Compare Mebane to another location·View the North Carolina hoa rules overview
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