Norfolk HOAs can levy annual and special assessments under the Virginia POA Act. Unpaid assessments become liens and, if unpaid, can lead to judicial foreclosure. Late fees and interest are regulated by statute.
Under VA Code 55.1-1833 and related provisions, Norfolk HOAs may assess member dues as authorized by the declaration and budget adopted by the board. Special assessments for capital projects or emergencies generally require member approval per governing documents. Unpaid assessments automatically become liens on the unit. Late fees are capped by statute and governing documents. Interest on unpaid assessments is allowed up to the statutory maximum. HOAs can pursue collection through lawsuit and, after obtaining judgment, by judicial foreclosure. The POA Act provides specific notice requirements before foreclosure including certified mail and opportunity to cure. Condos follow the parallel Condominium Act collection provisions.
Improper collection practices: violation claims under POA Act and FDCPA for third-party collectors. Owner defenses include improper notice or invalid assessment.
See how Norfolk's assessment & dues rules stack up against other locations.
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