California Civil Code 5600-5740 governs HOA assessments in San Bernardino County, requiring annual budget disclosure, limits on increases without member vote, and specific collection procedures.
Homeowner association assessments in San Bernardino County are regulated by California Civil Code sections 5600 through 5740 as part of the Davis-Stirling Act. HOAs must levy regular assessments sufficient to meet budget obligations and maintain reserves as required by Civil Code 5565 through 5570 including a reserve study every 3 years and annual reserve disclosure. Civil Code 5605 limits regular assessment increases to 20 percent per year and special assessments to 5 percent of current budget without membership approval by majority vote. Annual budget packets must be distributed 30 to 90 days before fiscal year start including operating budget, reserve funding plan, policy statements, and assessment collection policies. Delinquent assessments accrue interest up to 12 percent per annum after 30 days past due (Civil Code 5650). Collection must follow strict notice procedures under Civil Code 5660 through 5675 including pre-lien letters, opportunity to dispute, and offers of internal dispute resolution before recording a lien. Foreclosure requires at least $1,800 in delinquent assessments or one year past due under Civil Code 5720. Members may pay under protest and reserve rights to dispute.
Contact your local code enforcement office for specific penalty information.
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