Ocala, FL HOA Rules: CC&R Enforcement (2026)

City of Ocala Code § 114-98(b) treats the homeowners association's restrictive covenants, not city code enforcement, as the primary tool for keeping a private or gated subdivision's streets and drainage in repair. Before plat approval, the developer files the covenants with the city engineer, and the city attorney reviews only their form, content and manner of execution, not their day-to-day enforcement; the covenants themselves must give the HOA power to assess owners and to lien and foreclose for nonpayment. The code adds one independent check that does reach the city: § 114-98(b)(12) requires a registered engineer to inspect the private streets and drainage facilities every five years and write up the level of maintenance and any needed repairs in a report.

Under § 114-98(b)(13)-(14), the HOA must complete the engineer's recommended remedial work within 60 days of that report, and the report itself must reach the city engineer within 15 days of completion. That is the extent of city involvement: the city engineer receives and can act on the inspection report, but the code does not give Ocala's code enforcement board or special magistrate jurisdiction to police the HOA's own assessment collection, lien filing or foreclosure process, which remains governed by the recorded covenants and Florida homeowners' association law rather than by the municipal code.