Stedman, NC HOA Rules: Board Governance (2026)

21), requires the developer to file a declaration of covenants and restrictions governing the common areas, the homeowners association and the building sites before the Town will grant preliminary approval; the Town Attorney must approve that declaration before it is recorded and before final plan approval. 21(e) separately makes a homeowners association mandatory whenever triplex units or more are proposed, or when land in the development is to be held in common. The declaration itself must provide, at minimum, that the association is organized and in legal existence prior to the sale of any building site, and that membership is mandatory for the original purchaser and every successive purchaser of a building site.

The final plat must show the book and page number where the recorded covenants and restrictions are located, so a lot buyer can pull the actual HOA documents from the Cumberland County Register of Deeds before closing. The Planning Board's judgment on what is periphery, front, side or rear yard for buildings that don't directly front a public street is made final under the same section, which affects how the HOA-governed common areas interact with the applicable zoning district's yard requirements.