Contra Costa County, CA HOA Rules: HOA Disputes (2026)

California law requires a structured dispute resolution process before HOAs or homeowners can pursue most civil litigation. Under Civil Code 5900-5920, every HOA must maintain a fair, reasonable, and expeditious Internal Dispute Resolution (IDR) procedure allowing owners to request a meet-and-confer with the board. Written decisions are generally required. Before filing most civil actions related to enforcement of governing documents, Civil Code 5925-5965 requires Alternative Dispute Resolution (ADR), typically mediation, with certain exceptions for small claims, assessment collection below threshold amounts, and urgent injunctive relief. Either party may request ADR; refusal to participate can be considered by the court in fee awards. If unresolved, disputes proceed to the Superior Court of Contra Costa County in Martinez. Common dispute areas include architectural review denials, fine assessments, selective enforcement, access to records, election disputes, and assessments. Owners have rights to inspect association records (Civil Code 5200), receive annual budget reports, and review proposed rule changes with 28-day notice before adoption. The California Department of Real Estate regulates the initial CID documents but does not mediate ongoing disputes.