Loveland, CO Home Business: Home Daycare (2026)
Key Facts
- Zoning permit
- None required if state-licensed
- Governing state rule
- 12 CCR 2509-8 license required
- Large home spacing
- No two adjacent on same street segment
- Last amended
- Ord. 6636, effective Sept. 19, 2023
Summary
Loveland allows licensed family child care homes in any dwelling unit without a zoning permit, so long as the required state license under 12 CCR 2509-8 is obtained and kept current. Large child care homes get one added zoning rule: no two may sit immediately next to each other on the same street segment.
The following child care uses are allowed without a permit in all dwelling units, provided that all licenses (if any) that are required by state law (see 12 CCR 2509-8) are obtained prior to establishment of the use, and thereafter maintained... Large Child Care Homes... shall be spaced from each other so that that there are not two or more such facilities located immediately adjacent and fronting on the same street segment.
Full Breakdown
06: it is carved out of the general home-occupation standards entirely and instead allowed without a permit in all dwelling units, provided that all licenses (if any) that are required by state law (see 12 CCR 2509-8) are obtained prior to establishment of the use, and thereafter maintained. § 26-6-102(14); and licensed host family homes under 12 CCR 2509-8. B requires that they be spaced from each other so that there are not two or more such facilities located immediately adjacent and fronting on the same street segment, preventing clustering of the largest-capacity homes on a single block. The section was last amended by Ordinance 6636 § 9 on September 5, 2023, effective September 19, 2023.
Violations & Fines
Operating a home child care use without the state license required for its category under 12 CCR 2509-8, or opening a large child care home immediately adjacent to another one fronting the same street segment, is a Section 18.02.06.03 violation the City can enforce under UDC Chapter 18.18 in addition to any state licensing action.
Frequently Asked Questions
Do I need a Loveland zoning permit to run a home daycare?
Is there a limit on how many home daycares can be on my block?
What happens if I run a home daycare without a state license?
Sources & Official References
Other rules in Loveland
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Home Daycare in Nearby Cities
How other cities in Larimer County handle home daycare.