Loveland, CO Home Business: Zoning & Home Occupation Permits (2026)

06, Business Use of the Home, treats a home occupation as inherently secondary to the residential use of the property. B's general limitations apply to every home occupation regardless of permit type: the operation cannot raise the property's life-safety hazard rating, cannot store fire-code hazardous chemicals beyond typical household quantities, cannot run a walk-in retail or wholesale operation (on-site sales capped at once a month, apart from incidental product sales tied to a service), cannot receive deliveries by a vehicle longer than 16 feet or over 8,000 pounds except furniture movers, cannot serve clients between 10:00 PM and 7:00 AM, cannot add off-street parking for the business, cannot exceed 25 percent of the combined floor area of the dwelling and its accessory buildings, and must be run by someone who resides on the property.

D lets a 'minor home occupation' operate in any residential district without a business occupancy permit if only residents work in it, no commercial vehicle is used, deliveries occur no more than monthly on weekdays between 8:00 AM and 5:00 PM, and food-related occupations first clear the Larimer County Health Department. E needs a City business occupancy permit, and may employ one non-resident worker, take weekly deliveries, and keep one commercial vehicle on site. The standards took effect November 20, 2018.