Franklin County, KY Home Business: Zoning & Home Occupation Permits (2026)
Key Facts
- Minor home occupation
- Administrative approval if all criteria are met
- Major home occupation
- Conditional use from the Board of Zoning Adjustments
- Floor area cap
- Less than 50% of the principal dwelling unit
- Where it can operate
- Dwelling, basement, attached garage, one accessory structure
- Transferability
- Permit not transferable; new permit on any change
- Sign limit
- One non-illuminated sign, two square feet, major only
Summary
In unincorporated Franklin County, Kentucky, home occupations are minor, approved administratively, or major, which need a conditional use permit from the Board of Zoning Adjustments before a business license issues. The business must occupy less than 50% of the dwelling's floor area.
(B) Classification. ... Home occupations will be categorized into two different types: minor home occupations and major home occupations. Minor home occupations may be administratively approved; provided that, the applicant meets all criteria set forth in this section. Major home occupations shall require a conditional use permit by the Board of Zoning Adjustments prior to the issuance of a business license. ... (G) Limitation on area. The use of the dwelling for the home occupation shall be clearly incidental and subordinate to the use of the dwelling for residential purposes. A home occupation shall occupy less than 50% of the floor area of the principal dwelling unit, when the occupation is located in an accessory structure the area of the accessory structure may be counted towards the floor area of the principal dwelling unit. (H) Location. The operation of home occupations shall be limited to the dwelling unit (including the basement and attached garage) and one roofed and fully enclosed accessory structure located on the site.
Full Breakdown
Section 155.111 of the Franklin County Code, adopted by the Fiscal Court, treats a home occupation as an accessory use incidental to the dwelling. Permits can be granted in any zoning district where residences are permitted. Subsection (B) creates two classes. Minor home occupations can be administratively approved when the applicant meets every criterion, including no person other than a resident employed, no visible exterior evidence of the occupation, and no advertisement carrying the property address. Major home occupations require a conditional use permit from the Board of Zoning Adjustments prior to the issuance of a business license.
Subsection (C) ties the business license to the permit: no license for a major home occupation issues without the conditional use permit, and a minor applicant must show that all listed conditions are met. Under (D) the permit is not transferable, and a new permit is required whenever the occupation, occupant or address changes.
Space limits are strict. Under (G), the occupation shall occupy less than 50% of the floor area of the principal dwelling unit, and an accessory structure's area can be counted toward that floor area. Under (H), operations are limited to the dwelling unit, including the basement and attached garage, and one roofed and fully enclosed accessory structure on the site. Other standards cover retail sales in (E), which allows only handmade items, crafts and sale items in conjunction with services, no alteration of the residential structure under (J), and a bar on equipment that would change the dwelling's fire rating under (L). A major home occupation may display one non-illuminated sign of no more than two square feet that is not free-standing. Subsection (F) prohibits a listed set of uses, covered on the automobile repair page.
Violations & Fines
A violation of the zoning chapter, including any condition of a home occupation conditional use, is punishable under § 155.999(A) by a fine not to exceed $250, with each day of non-compliance a separate offense. No business license issues until the permit conditions are shown to be met.
Frequently Asked Questions
Do I need a permit for a home business in unincorporated Franklin County, Kentucky?
How much of my house can the business use?
Where on the property can the work happen?
Can I transfer the permit if I sell the house?
Sources & Official References
Other rules in Franklin County
How Franklin County compares: Easiest Cities to Run a Home Business·Compare Franklin County to another location·View the Kentucky home business overview
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