Carteret County, NC Hurricane Preparedness: Flood Elevation (2026)
Key Facts
- Governing chapter
- Chapter 7, Flood Damage Prevention, Sec. 7-86
- Enforcing official
- County floodplain administrator, Planning and Development
- Permit required
- Floodplain development permit before construction, Sec. 7-67
- Max penalty
- $100 fine, 30 days jail, Sec. 7-43
- Appeal body
- Zoning Board of Adjustment, 30-day window
Summary
In unincorporated Carteret County, every new building and substantial improvement in a special flood hazard area must be anchored against flotation, built with flood-resistant materials, and use construction methods that minimize flood damage under Sec. 7-86 of the Flood Damage Prevention chapter. The floodplain administrator, housed in Planning and Development, issues the required permit before any work begins.
In all special flood hazard areas the following provisions are required: (1)All new construction and substantial improvements shall be designed (or modified) and adequately anchored to prevent flotation, collapse, and lateral movement of the structure.(2)All new construction and substantial improvements shall be constructed with materials and utility equipment resistant to flood damage in accordance with the FEMA Technical Bulletin 2, Flood Damage-Resistant Materials Requirements.(3)All new construction and substantial improvements shall be constructed by methods and practices that minimize flood damages. ... (14)When a structure is located in multiple flood hazard zones or in a flood hazard risk zone with multiple base flood elevations, the provisions for the more restrictive flood hazard risk zone and the highest BFE shall apply.
Full Breakdown
Carteret County's Flood Damage Prevention chapter (Chapter 7) applies countywide, including unincorporated Down East, Harkers Island and the White Oak and Newport River communities, wherever FEMA maps a special flood hazard area. Section 7-86's general standards require every new structure and substantial improvement to be anchored to resist flotation, collapse and lateral movement, built with FEMA Technical Bulletin 2 flood-resistant materials, and constructed using methods that minimize flood damage; utilities such as HVAC equipment, water heaters and electrical panels must sit at or above the regulatory flood protection elevation or be designed to keep water out.
Before any development begins in a mapped hazard area, Sec. 7-67 requires an application to the floodplain administrator, the Director of Planning and Development, including a plot plan, the FIRM flood-zone designation, and the proposed elevation of the reference level in relation to NAVD 1988. An elevation certificate (FEMA Form 086-0-33) must be filed before construction starts and again after the reference level is set, per Sec. 7-67(c). Failure to submit or correct the certification is grounds to deny the permit or issue a stop-work order.
Section 7-69 lets the floodplain administrator order corrective action after a hearing, with 60 to 180 days to remedy a violation; owners may appeal to the zoning board of adjustment within 30 days. Variances go to the same board under Sec. 7-70 and require a written report addressing flood-risk factors; anyone granted a variance to build below the regulatory flood protection elevation must be told in writing that flood-insurance premiums can run up to $25.00 per $100.00 of coverage.
Violations & Fines
Violating Chapter 7 or ignoring a variance condition is a Class 1 misdemeanor under G.S. 143-215.58, punishable under Sec. 7-43 by a fine up to $100.00 and up to 30 days in jail, with each day of continued violation a separate offense. The floodplain administrator can also issue stop-work orders and revoke a floodplain development permit for false statements or a departure from approved plans, per Sec. 7-68.
Frequently Asked Questions
Do I need a permit to build in a Carteret County flood zone?
What happens if I don't elevate my house enough?
Can I appeal a flood-elevation violation order?
Sources & Official References
Other rules in Carteret County
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