Cheektowaga, NY Hurricane Preparedness: Flood Elevation (2026)
Key Facts
- Governing chapter
- Ch. 125, Flood Damage Prevention
- Residential elevation standard
- 2 feet above base flood elevation
- Permit authority
- Town Engineer (local administrator)
- Permit fee
- $100, plus up to $500 deposit
- Max fine
- $250 per day of violation
- FIRM effective date
- June 7, 2019
Summary
Any new or substantially improved home built in a Cheektowaga special flood hazard area must have its lowest floor, including the basement, raised at least two feet above the base flood elevation. A Town Engineer-issued floodplain development permit is required before construction starts.
§ 125-17. Residential structures. Elevation. The following standards apply to new and substantially improved residential structures located in areas of special flood hazard... A. Within Zones A1-A30, AE and AH and also Zone A if base flood elevation data are available, new construction and substantial improvements shall have the lowest floor (including basement) elevated to or above two feet above the base flood elevation.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4996449; v35 updated 2026-05-26; through 05-26-2026).
Full Breakdown
Chapter 125, Flood Damage Prevention, adopted under the National Flood Insurance Program, sets the elevation standard that keeps homes in FEMA-mapped flood hazard zones insurable and out of repeated flood damage. Section 125-17A requires that, within Zones A1-A30, AE and AH, and Zone A where base flood elevation data exists, new construction and substantial improvements to residential structures have the lowest floor, including any basement, elevated to or above two feet above the base flood elevation. Where no base flood elevation data is available in Zone A, § 125-17B instead requires the lowest floor to sit at least three feet above the highest adjacent grade, and Zone AO structures must clear the FIRM-listed depth number plus two feet, or three feet if no depth number is listed (§ 125-17C).
No work in a mapped flood hazard area can begin without a floodplain development permit issued by the Town Engineer, who serves as the chapter's local administrator (§ 125-11, § 125-12A); the permit application carries a $100 fee plus up to a $500 deposit for review and inspection costs (§ 125-12B). Once the lowest floor is in place, the permit holder must submit an as-built elevation certificate prepared by a licensed surveyor or engineer to the local administrator (§ 125-13A, § 125-14D). The Town's Flood Insurance Rate Maps, effective June 7, 2019, and the accompanying Erie County Flood Insurance Study of the same date, are on file with the Town Engineer at the Alexander Community Center, 275 Alexander Avenue.
Violations & Fines
Building or altering a structure in a special flood hazard area without a floodplain development permit, or without meeting the elevation certificate requirement, is a violation under § 125-9, punishable by a fine of no more than $250 or imprisonment for up to 15 days, or both, with each day of noncompliance a separate offense. The local administrator can also issue a stop-work order for uncertified or noncompliant construction (§ 125-14F), and an unresolved violation is reported to FEMA (§ 125-9).
Frequently Asked Questions
How high above the flood level must a Cheektowaga home be built?
Do I need a permit to build in a Cheektowaga flood zone?
What happens if I build below the required flood elevation?
Sources & Official References
Other rules in Cheektowaga
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