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Franklin County, FL Hurricane Preparedness: Flood Elevation (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Elevation floor
Base flood elevation plus one foot
Foundation
Permanent, reinforced, FBC-compliant foundation required
Installer requirement
Must be licensed under F.S. § 320.8249
Barrier islands
Manufactured/mobile homes barred entirely (coastal high hazard zones)
Governing ordinance
Ord. No. 2021-12, § 6.5-294 (7-6-21)

Summary

A manufactured home placed, replaced or substantially improved in a Franklin County flood hazard area must have its lowest floor elevated to or above the base flood elevation plus one foot, on a permanent, anchored foundation the Florida Building Code and Chapter 6.5 both require.

These county ordinances apply to unincorporated areas of Franklin County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

All manufactured homes that are placed, replaced, or substantially improved in flood hazard areas shall be elevated such that the lowest floor shall be elevated to or above the base flood elevation plus one foot.

Full Breakdown

5-296) sets manufactured-home standards for flood hazard areas in unincorporated Franklin County. 8249 and compliance with Florida Administrative Code Chapter 15C-1, and separately notes that, under the county zoning ordinance, manufactured and mobile homes are barred outright from the barrier islands and coastal high hazard areas (Zone V). 5-292 requires a permanent, reinforced foundation meeting Florida Building Code foundation standards. 5-293 requires the home to be securely anchored against flotation, collapse or lateral movement, commonly with over-the-top or frame ties to ground anchors, in addition to separate wind-anchoring requirements.

5-294 then sets the elevation floor itself: the lowest floor of a new, replacement or substantially improved manufactured home in a flood hazard area must sit at or above the base flood elevation plus one foot, a full foot higher than the two-foot-above-grade default the county otherwise uses for unmapped Zone A parcels. 5-296 applies that same section to utility equipment such as electrical, HVAC and plumbing service serving the home.

Violations & Fines

A manufactured home installed, replaced or substantially improved below base flood elevation plus one foot violates § 6.5-294 and Chapter 6.5 generally under § 6.5-171; lack of a lowest-floor elevation certification is presumed a violation until documentation is filed with the Floodplain Administrator. The administrator can issue a stop-work order under § 6.5-172, and continued noncompliance is punishable under the county's general penalty, § 1-7: up to $500 per day or 60 days in jail.

Frequently Asked Questions

How high must a manufactured home be elevated in a Franklin County flood zone?
Under § 6.5-294, the lowest floor of a new, replacement, or substantially improved manufactured home placed in a flood hazard area must be elevated to or above the base flood elevation plus one foot, which is a foot higher than the county's two-foot default used for other unmapped-elevation development.
Can I put a mobile home on St. George Island?
No. Section 6.5-291 states that under the Franklin County Zoning Ordinance, manufactured and mobile homes are not permitted on the county's barrier islands or in coastal high hazard areas (Zone V), regardless of how the home is elevated or anchored.
What anchoring does a manufactured home need in a flood hazard area?
Section 6.5-293 requires the home to be securely anchored to an adequately anchored foundation system to resist flotation, collapse or lateral movement, using methods such as over-the-top or frame ties to ground anchors, in addition to whatever separate wind-resistance anchoring state and local rules already require.

Sources & Official References

Other rules in Franklin County

All Franklin County rules

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