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Union County, NC Hurricane Preparedness: Flood Elevation (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Elevation standard
Base flood elevation plus 2 ft freeboard
No BFE established
At least 2 ft above highest adjacent grade
Manufactured homes
Same elevation, anchored foundation required
Below-floor space
Parking/storage/access only, no living space
Nonresidential option
Floodproofing certified by engineer/architect

Summary

New and substantially improved homes and manufactured homes in a Union County flood hazard area must have their lowest floor raised to the regulatory flood protection elevation, which is the base flood elevation plus 2 feet of freeboard.

These county ordinances apply to unincorporated areas of Union County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

1. Residential Construction New construction and substantial improvement of any residential structure (including manufactured homes) must have the reference level, including basement, elevated no lower than the regulatory flood protection elevation. 3. ... Manufactured Homes

a. New and replacement manufactured homes must be elevated so that the reference level of the manufactured home is no lower than the regulatory flood protection elevation.

b. Manufactured homes must be securely anchored to an adequately anchored foundation to resist flotation, collapse, and lateral movement, either by certified engineered foundation system, or in accordance with the most current edition of the State of North Carolina Regulations for Manufactured Homes...

Full Breakdown

020's Specific Standards require that new construction and substantial improvement of any residential structure, including manufactured homes, have its reference level, including any basement, elevated no lower than the regulatory flood protection elevation. That elevation is defined elsewhere in the UDO as the base flood elevation (BFE) shown on the FEMA Flood Insurance Rate Map plus 2 feet of freeboard, or, where no BFE has been established for the area, at least 2 feet above the highest adjacent grade. Manufactured homes carry extra anchoring detail: they must be elevated to that same reference level and secured to an adequately anchored foundation, either through a certified engineered foundation system or under the state's manufactured home regulations, and if the chassis elevation is achieved with piers more than 36 inches above grade, an engineering certification is required.

Nonresidential buildings get an alternative: they may be floodproofed to the regulatory flood protection elevation instead of elevated, provided a registered professional engineer or architect certifies the floodproofing meets the standard and that certification is filed with the floodplain administrator along with an operational and inspection/maintenance plan. Any area below the elevated lowest floor may only be used for parking, building access, or limited storage, never finished living space. A structure that sits only partially in the flood hazard area must still meet these elevation standards for its entire footprint.

Violations & Fines

Building below the required elevation, or finishing an enclosed area below the lowest floor into living space, is a misdemeanor under Section 65.060, punishable by up to a $50 fine or 30 days imprisonment, with each day of continued violation a separate offense. The floodplain administrator can order corrective action first; an owner has 10 days to appeal that order in writing to the land use board, and failing to comply with an uncontested order, or with the board's decision after an appeal, is itself a separate misdemeanor punishable at the court's discretion. The county may also pursue other lawful civil or administrative remedies to bring a non-elevated structure into compliance.

Frequently Asked Questions

How high above the flood line does my house have to be built in Union County?
Section 65.020 requires the reference level, including any basement, to sit no lower than the regulatory flood protection elevation, which is the FEMA base flood elevation plus 2 feet of freeboard, or at least 2 feet above the highest adjacent grade where no base flood elevation has been set.
Can I finish the space under my elevated house as a den?
No. Section 65.020 says any fully enclosed area below the lowest floor may only be used for parking, building access, or limited storage of maintenance equipment, and cannot be finished or partitioned into separate rooms for living space.
Is there an alternative to elevating a commercial building in the flood zone?
Yes. Nonresidential structures in A, AE, and A1-30 zones may be floodproofed to the regulatory flood protection elevation instead of elevated, but a registered professional engineer or architect must certify the floodproofing and file that certification with the floodplain administrator.

Sources & Official References

Other rules in Union County

All Union County rules

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