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Coeur d'Alene, ID Short-Term Rentals: Host Presence Rule (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

ADU rental test
Majority owner or immediate family lives on site
Occupancy period
More than six (6) months out of any given year
New ADUs
Required impact fee must be paid first
Main house plus ADU
Cannot both be rented concurrently
Multi-unit properties
Only one dwelling unit per property

Summary

In the City of Coeur d'Alene, Idaho, an accessory dwelling unit can be a short-term rental only if a majority owner or an immediate family member lives in the principal dwelling or the ADU more than six months of the year. A main house and its ADU cannot both be rented at once.

A. Accessory Dwelling Units And Properties With Multiple Dwelling Units: 1. An accessory dwelling unit (ADU), as defined by subsection 17.02.030E of this title, which existed on the effective date of this article may be rented as a short-term rental, provided that either the principal dwelling or ADU on the property must be occupied by a majority owner of the property or an immediate family member of the property owner more than six (6) months out of any given year. 2. After the effective date of this article, an ADU may only be used as a short-term rental if the required impact fee is paid for the ADU. Once the impact fee is paid, either the principal dwelling or ADU on the property must be occupied by a majority owner of the property or an immediate family member of the property owner more than six (6) months out of any given year. 3. A principal dwelling and its associated ADU may not both be rented out concurrently as short-term rentals.

Full Breakdown

The owner-presence requirement in Coeur d'Alene sits in section 17.08.1040(A) and applies to accessory dwelling units (ADUs) and to properties with more than one dwelling unit. It does not require the owner to live in an ordinary single-family home that is rented in full.

For an ADU that existed on the effective date of Article X, the ADU can be rented as a short-term rental provided that either the principal dwelling or the ADU is occupied by a majority owner of the property or an immediate family member of the property owner more than six (6) months out of any given year. The ADU is defined by subsection 17.02.030E of the zoning title.

For an ADU created after the effective date, two conditions stack. The required impact fee must be paid for the ADU, and once it is paid, the same occupancy test applies: either the principal dwelling or the ADU must be occupied by a majority owner or an immediate family member of the owner more than six (6) months out of any given year. Chapter 14 of the Code holds the City's development impact fee.

A principal dwelling and its associated ADU may not both be rented out concurrently as short-term rentals. For properties with more than one dwelling unit, including multiple lots developed as a single parcel, only one dwelling unit per property may be used as a short-term rental at any one time.

Duplexes and multiple-family housing follow a related rule. If multiple units, including condominiums and apartments, are owned by the same person or persons, only one unit can be a short-term rental. The owner designates which unit will be rented and tells the City in the permit application.

Every short-term rental also needs the annual City permit, and only a fee owner can apply. The permit application names the owner and any responsible party, who must be at least twenty one (21) years old.

Violations & Fines

Operating without a permit is unlawful under section 17.08.1050(A)(1), and a responsible party, occupant or guest who knowingly and willfully violates any provision of the article commits a violation. A first offense is a civil penalty set by City Council resolution, and any subsequent offense is a misdemeanor under section 1.28.010. Three or more violations in a calendar year can lead to revocation of permits and a bar on new permits for up to three (3) years.

Frequently Asked Questions

Do I have to live on the property to rent my whole house short-term in Coeur d'Alene?
Section 17.08.1040(A) sets the owner or family occupancy test for ADUs and for properties with several dwelling units. It prints no owner-occupancy test for a single dwelling rented in full. The owner still must hold the permit, since only a fee owner can apply.
How long must the owner or family live there when an ADU is rented?
Either the principal dwelling or the ADU must be occupied by a majority owner of the property or an immediate family member of the owner more than six (6) months out of any given year. The same test applies to older ADUs and to ADUs built after the article took effect.
Can I rent both my house and my ADU on the same nights?
No. A principal dwelling and its associated ADU may not both be rented out concurrently as short-term rentals. For any property with more than one dwelling unit, including multiple lots developed as a single parcel, only one dwelling unit may be a short-term rental at any one time.
Is there an extra cost for a newer ADU to be used as a short-term rental?
Yes. For an ADU added after the effective date of the article, the required impact fee must be paid for the ADU before it can be used as a short-term rental. After that, the owner or family occupancy test of more than six (6) months a year still applies.

Sources & Official References

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