Massachusetts law requires STR operators to carry at least 1 million dollars in liability insurance covering each rental, either directly or through the hosting platform.
Under MGL c.64G s.14, all Massachusetts short-term rental operators including those in Cambridge must maintain liability insurance of at least 1 million dollars per occurrence covering the unit during each stay. This coverage may be obtained through a standalone commercial host policy or provided by the listing platform such as Airbnb AirCover or Vrbo Liability Insurance. Operators must attest to coverage during Cambridge registration. Standard homeowner and renter policies typically exclude commercial short-term rental activity, so operators should confirm coverage with their insurer. Proof of insurance may be requested during inspection.
Contact your local code enforcement office for specific penalty information.
Cambridge, MA
Cambridge enforces numerical decibel limits: 60 dBA day and 50 dBA night at residential receptors, with a 5 dBA penalty for tonal or impulsive sounds.
Cambridge, MA
Cambridge treats persistent barking as a noise violation under Chapter 8.16 and an animal nuisance under Chapter 6.04; owners of chronically barking dogs fac...
Cambridge, MA
Cambridge banned gas-powered leaf blowers in 2024, requiring all landscapers and residents to switch to electric models, with time and decibel restrictions r...
Cambridge, MA
Outdoor music events in Cambridge require a one-day entertainment license from the License Commission, with end times typically capped at 10 PM on weeknights...
Cambridge, MA
Cambridge enforces strict industrial and commercial noise limits: 60 dB days and 50 dB nights at residential property lines, aligned with MassDEP Policy 90-001.
Cambridge, MA
Cambridge reserves designated EV charging station spaces for actively charging electric vehicles only, and new large developments must provide EV-ready parki...
Side-by-side rule comparisons with other cities in Middlesex County.
See how other cities in Middlesex County handle insurance requirements.
See how Cambridge's insurance requirements rules stack up against other locations.
Quick Compare
Help us keep this page accurate. If you notice an error or outdated information, let us know.