Newport News requires all short-term rental operators to carry a minimum of $300,000 in liability insurance and submit proof with their annual zoning compliance application. The rule applies to owner-occupied primary residences rented short-term.
Newport News Zoning Ordinance § 45-517.1 (adopted 2022, enforcement began August 1, 2025) governs short-term rentals. Operators must obtain a Certificate of Zoning Compliance ($150 fee, renewed annually) through the Zoning Division. A condition of the permit is proof of liability insurance covering accidental guest injury in an amount no less than $300,000. The property must serve as the owner's primary residence for at least 185 days per year. Documentation must be retained and available for city inspection. The Zoning Division administers and enforces the ordinance.
Violations trigger a 30-day correction period. Continued non-compliance results in permit suspension and a two-year prohibition on reapplying.
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