Tempe's STR license ordinance (O2023.01) and Arizona law (ARS 9-500.39) establish the framework for STR insurance. Operators should carry liability insurance as standard homeowner's policies may exclude STR activity. STR platforms provide some host protection, but personal coverage is recommended. The annual $250 license fee helps fund enforcement.
Short-term rental insurance in Tempe operates under the city's STR licensing ordinance (effective March 2023) and Arizona state law (ARS 9-500.39). While the city does not mandate a specific insurance minimum beyond state requirements, prudent operators should maintain liability coverage. Standard homeowner's insurance policies typically exclude commercial rental activity including short-term rentals. Most STR platforms (Airbnb, VRBO) provide host protection insurance with coverage limits and exclusions. Personal umbrella policies or specialized STR insurance provide additional protection. Tempe's $250 annual license fee supports enforcement of STR regulations. The city requires emergency contact registration and compliance with health and safety standards. The total TPT rate for Tempe STRs is 14.07%, including state, county, and city taxes.
Operating without a Tempe STR license carries penalties up to $1,000/month. Operating without proper insurance creates personal liability exposure.
Tempe, AZ
Tempe regulates industrial noise through Chapter 20 (Noise) of the City Code and the Zoning and Development Code. Industrial uses must not generate noise exc...
Tempe, AZ
Tempe addresses barking dogs under both the noise ordinance (Chapter 20) and animal control regulations. Dogs that bark persistently and disturb neighbors ca...
Tempe, AZ
Tempe requires vehicles to park on approved hard surfaces such as concrete or asphalt driveways. Parking on dirt, gravel, or landscaped areas is prohibited. ...
Tempe, AZ
Tempe generally does not require a building permit for standard residential fences up to 6 feet in height. Fences exceeding 6 feet, masonry walls, and fences...
Tempe, AZ
Tempe's Zoning and Development Code regulates fence materials in residential zones. Common permitted materials include block, stucco, wrought iron, wood, vin...
Tempe, AZ
Tempe's zoning code limits residential fence heights to 6 feet in side and rear yards and 3 feet in front yards. Corner lots may have additional visibility t...
Side-by-side rule comparisons with other cities in Maricopa County.
See how other cities in Maricopa County handle insurance requirements.
See how Tempe's insurance requirements rules stack up against other locations.
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