Skip to main content
CityRuleLookup

Hamilton County, TN Short-Term Rentals: Occupancy Limits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Maximum sleeping rooms
5 per STVR
Occupancy formula
(2 x sleeping rooms) + 4
5-bedroom maximum occupancy
14 people
1-bedroom maximum occupancy
6 people
Applies to
Every district permitting an STVR
Added by
Res. 423-35, 4/19/2023

Summary

Hamilton County caps how many guests a Short-Term Vacation Rental can sleep: no more than five sleeping rooms, and total occupants can't exceed twice the number of sleeping rooms plus four, a formula written into the STVR use conditions across the county's zoning districts.

City-specific rules exist: Chattanooga has its own occupancy limits rules that differ from Hamilton County's county-level regulations. If you live in Chattanooga, check the city-specific page instead.

d) Maximum Number of Sleeping Rooms: There shall be no more than five (5) sleeping rooms. All proposed sleeping rooms shall be in compliance with all adopted, applicable state and local building and fire safety codes.

e) Maximum Occupancy: For structures meeting all other regulations and requirements, the maximum occupants permitted shall not exceed more than twice (2) the number of sleeping rooms plus four (4).

Full Breakdown

Article IV's Short Term Vacation Rental use conditions, added by Resolution 423-35 in 2023, set two linked numeric limits. ' Under that formula, a five-bedroom STVR, the maximum allowed, tops out at 14 occupants (2 x 5 + 4), while a one-bedroom unit tops out at six. The formula appears identically at least 14 times across the Article IV Schedule of District Regulations, attached to the STVR use permission in the A-1 Agricultural District and every residential district that allows a Short Term Vacation Rental, including R-1, R-2, and R-2A.

The cap applies 'for structures meeting all other regulations and requirements,' meaning the certificate, parking, and prohibited-use conditions all have to be satisfied before the occupancy number even comes into play.

Violations & Fines

Exceeding either the five-sleeping-room limit or the twice-plus-four occupancy formula is a violation of the STVR use conditions and, under Article VIII, Section 105, an unlawful use of land. That carries a misdemeanor fine of $25 to $100, with each day the overcapacity condition continues counted as a separate offense, enforced by the Hamilton County Sheriff.

Frequently Asked Questions

How many people can stay overnight at a Hamilton County short-term rental?
The formula in Article IV's STVR use conditions caps occupancy at 'twice (2) the number of sleeping rooms plus four (4).' With the county's five-sleeping-room maximum, the largest legal STVR can sleep 14 people.
Is there a limit on how many bedrooms an STVR can have?
Yes. Subsection (d) of the STVR use conditions caps every Short Term Vacation Rental at 'no more than five (5) sleeping rooms,' and each of those rooms has to meet applicable building and fire safety codes.
Does the occupancy cap change by zoning district?
No. The same five-room and twice-plus-four occupancy formula is written identically into the STVR use conditions for the A-1 Agricultural District and every residential district in the county that permits a Short Term Vacation Rental.

Sources & Official References

Other rules in Hamilton County

All Hamilton County rules

Compare Hamilton County to another location·View the Tennessee short-term rentals overview

Get notified when Occupancy Limits in Hamilton County, TN changes

We'll email you the moment we detect a change in the code. No spam, unsubscribe anytime.

We'll never sell or share your email. One-click unsubscribe in every email.

See something wrong?

Help us keep this page accurate. If you notice an error or outdated information, let us know.

Occupancy Limits in Cities Across Hamilton County