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Saint Paul, MN Short-Term Rentals: Occupancy Limits (2026)

Heavy Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Single-Family
1 STR unit allowed
Duplex (Owner-Occupied)
Up to 2 STR units
5+ Units
50% of units, max 4 without CUP
Guest Occupancy
Per building and fire code
Conditional Use
Available for larger operations

Summary

Saint Paul caps STR units per building by property type: 1 unit for single-family homes, up to 4 for owner-occupied fourplexes, and 50% (max 4) for larger buildings without a CUP.

Effective December 2, 2017, Short Term Rentals (STRs) will be allowed throughout the City of Saint Paul. By ordinance, a Short Term Rental: Consists of a dwelling, or portion of a dwelling unit, rented for a period of less than thirty days. Cannot be used for commercial or social events. Cannot be advertised unless they are compliant with the city, state, and federal law. This includes listing on any online website or platform. Hosts and platforms are required to obtain a City License and renew it annually [...] Single Family Building (Owner Occupied) 1 [STR Dwelling Unit Allowed] Zoning and Building Code [Occupancy] [...] Duplex Building (Either Unit Owner Occupied) 2 [...] Four-Plex Building (No Unit Owner Occupied) 1 (RL-RT1 Zoning Districts) 2 (All other Zoning Districts) Building with more than Four Units 50% of dwelling units up to 4

* The number of short term rental dwelling units may exceed 4 if a building owner obtains a conditional use permit for a larger number of units. ** The zoning occupancy limit of any short term rental dwelling unit may be exceeded with a conditional use permit, on a case by case basis, for large one and two family-dwellings on large lots.

Source: Saint Paul Short Term Rentals - Occupancy LimitsView official code

Full Breakdown

645 and Chapter 379 establish the number of dwelling units within a building that may be operated as short-term rentals. For single-family homes, whether owner-occupied or not, only 1 STR unit is allowed. Owner-occupied duplexes may operate up to 2 STR units; non-owner-occupied duplexes are limited to 1 unit. Owner-occupied triplexes allow up to 3 STR units, while non-owner-occupied triplexes are limited to 1 unit. Owner-occupied fourplexes allow all 4 units, while non-owner-occupied fourplexes are limited to 1 or 2 units depending on zoning district.

Buildings with 5 or more dwelling units may operate up to 50% of their units as STRs, with a maximum of 4 units, unless a conditional use permit is obtained from the Planning Commission to exceed that cap. Guest occupancy per unit is determined by the applicable building code and fire code occupancy standards, not by a separate STR-specific cap. The conditional use permit process involves a public hearing and Planning Commission review on a case-by-case basis. Contact DSI at (651) 266-8989 for guidance on your specific property type.

Frequently Asked Questions

How many units can I rent as STRs in my apartment building?
Buildings with 5 or more units may operate up to 50% of dwelling units as STRs, capped at 4 units total. A conditional use permit from the Planning Commission can allow more.
Is there a maximum guest count per STR unit?
Guest occupancy is governed by the building and fire code occupancy limits for the unit, not by a separate STR-specific guest cap.

Sources & Official References

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