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Ames, IA Short-Term Rentals: Primary-Residence-Only Rule (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Eligibility
Unit must be owner's primary residence
One home rule
A person may have only one primary residence
Registrant
Must be the property owner (Sec. 35.400(1))
Non-qualifying units
Full Chapter 13 Rental Housing Code compliance required
Governing section
Ames Municipal Code Sec. 35.400(2)

Summary

In the City of Ames, Iowa, a dwelling unit can register as a Short-Term Rental only if it is the property owner's primary residence. Sec. 35.400(2) of the Guest Lodging Code requires this for both Home Share and Hosted Home Share registrations, and Sec. 35.200 defines a primary residence as the one place a person treats as a true, fixed, permanent home. Investment or non-owner-occupied rentals do not qualify.

(2) Primary Residence. The dwelling unit must be the primary residence of the property owner.

Full Breakdown

Ames Municipal Code Chapter 35, the Guest Lodging Code, offers property owners a voluntary alternative to full compliance with Chapter 13's Rental Housing Code, but only for owner-occupied Short-Term Rentals. Sec. 35.400(2) states plainly that the dwelling unit must be the primary residence of the property owner, and Sec. 35.200 defines "Primary Residence" as a dwelling unit that is the only place where a person has a true, fixed, and permanent home, and to where the person intends to return whenever briefly and temporarily absent, adding that a person may have only one primary residence.

This requirement applies whether the unit is used as a Hosted Home Share, where the owner is present overnight, or a Home Share, where the owner is away during the rental; it excludes second homes, vacation properties, and units purchased purely for investment or rental income from registering under Chapter 35 at all. An applicant who is not the property owner cannot register either, because Sec. 35.400(1) separately requires the registrant to be the property owner. If a Short-Term Rental is not the owner's primary residence, the property must instead fully comply with Chapter 13's Rental Housing Code and obtain a Letter of Compliance from the Inspection Division rather than relying on the Chapter 35 registration exemption.

The Enforcement Officer designated by the City Manager administers this requirement and can deny or refuse to renew a registration where the primary-residence condition is not met, and a false statement about primary residence on the registration is grounds for revocation under Sec. 35.500(6)(a)(ii).

Violations & Fines

Registering a non-owner-occupied rental, or one that is not the applicant's true primary residence, as a Home Share or Hosted Home Share violates Sec. 35.400(2). Because the registrant must also be the property owner under Sec. 35.400(1), a false statement about ownership or residence status is a false statement of material fact under Sec. 35.500(6)(a)(ii), which lets the Enforcement Officer revoke or suspend the registration and bar the unit from re-registering for one year.

Frequently Asked Questions

Can I register a vacation home or investment property as a Short-Term Rental in Ames?
No. Sec. 35.400(2) requires that the dwelling unit be the primary residence of the property owner, and Sec. 35.200 defines a primary residence as the one place a person treats as a true, fixed, permanent home. A second home, vacation property, or pure rental investment does not meet this test and cannot register under Chapter 35.
What happens if my Short-Term Rental is not my primary residence?
The property cannot use the voluntary Chapter 35 registration exemption. Instead, it must fully comply with Chapter 13's Rental Housing Code and obtain a Letter of Compliance from the Inspection Division before it can legally operate as a short-term or rental unit in the City of Ames.
Can a tenant register a Short-Term Rental instead of the owner?
No. Sec. 35.400(1) requires that registration be submitted by the property owner, and Sec. 35.400(2) further requires the unit be the owner's own primary residence. A tenant or non-owner applicant does not satisfy either requirement and cannot register the unit under the Guest Lodging Code.

Sources & Official References

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