Ames, IA Short-Term Rentals: Primary-Residence-Only Rule (2026)
Key Facts
- Eligibility
- Unit must be owner's primary residence
- One home rule
- A person may have only one primary residence
- Registrant
- Must be the property owner (Sec. 35.400(1))
- Non-qualifying units
- Full Chapter 13 Rental Housing Code compliance required
- Governing section
- Ames Municipal Code Sec. 35.400(2)
Summary
In the City of Ames, Iowa, a dwelling unit can register as a Short-Term Rental only if it is the property owner's primary residence. Sec. 35.400(2) of the Guest Lodging Code requires this for both Home Share and Hosted Home Share registrations, and Sec. 35.200 defines a primary residence as the one place a person treats as a true, fixed, permanent home. Investment or non-owner-occupied rentals do not qualify.
(2) Primary Residence. The dwelling unit must be the primary residence of the property owner.
Full Breakdown
Ames Municipal Code Chapter 35, the Guest Lodging Code, offers property owners a voluntary alternative to full compliance with Chapter 13's Rental Housing Code, but only for owner-occupied Short-Term Rentals. Sec. 35.400(2) states plainly that the dwelling unit must be the primary residence of the property owner, and Sec. 35.200 defines "Primary Residence" as a dwelling unit that is the only place where a person has a true, fixed, and permanent home, and to where the person intends to return whenever briefly and temporarily absent, adding that a person may have only one primary residence.
This requirement applies whether the unit is used as a Hosted Home Share, where the owner is present overnight, or a Home Share, where the owner is away during the rental; it excludes second homes, vacation properties, and units purchased purely for investment or rental income from registering under Chapter 35 at all. An applicant who is not the property owner cannot register either, because Sec. 35.400(1) separately requires the registrant to be the property owner. If a Short-Term Rental is not the owner's primary residence, the property must instead fully comply with Chapter 13's Rental Housing Code and obtain a Letter of Compliance from the Inspection Division rather than relying on the Chapter 35 registration exemption.
The Enforcement Officer designated by the City Manager administers this requirement and can deny or refuse to renew a registration where the primary-residence condition is not met, and a false statement about primary residence on the registration is grounds for revocation under Sec. 35.500(6)(a)(ii).
Violations & Fines
Registering a non-owner-occupied rental, or one that is not the applicant's true primary residence, as a Home Share or Hosted Home Share violates Sec. 35.400(2). Because the registrant must also be the property owner under Sec. 35.400(1), a false statement about ownership or residence status is a false statement of material fact under Sec. 35.500(6)(a)(ii), which lets the Enforcement Officer revoke or suspend the registration and bar the unit from re-registering for one year.
Frequently Asked Questions
Can I register a vacation home or investment property as a Short-Term Rental in Ames?
What happens if my Short-Term Rental is not my primary residence?
Can a tenant register a Short-Term Rental instead of the owner?
Sources & Official References
Other rules in Ames
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