St. George, UT Special Events & Permits: Street Fair Rules (2026)
Key Facts
- Permit required
- Special event permit before fairs, carnivals
- Vendor insurance
- Commercial general liability, city named insured
- Certificate timing
- Filed before permit is issued
- Penalty
- Class B misdemeanor, two-year permit bar
- Applies to
- Fairs, carnivals, outdoor sales events citywide
Summary
St. George requires a special event permit for street fairs, carnivals, and outdoor sales events, and every vendor, exhibitor, and concessionaire selling at the event must carry commercial general liability insurance naming the city as an additional insured.
The applicant, vendors, exhibitors, and concessionaires of a special event held on city property shall procure and maintain commercial general liability insurance as posted on the city’s website in the amount required by the city to protect the city against loss from liability imposed by law for damages on account of bodily injury or property damage arising from the event. Such insurance shall provide the following and shall be submitted to the city on an insurance certificate which shall include the following:
1. The name and address of the insured.
2. The city shall be named as an additional primary insured and noncontributory on the general liability certificate.
3. The location of the operations to which the insurance applies.
4. The number of the policy and the type or types of insurance in force thereunder on the date of the certificate.
5. The expiration date of the policy and the limit or limits of liability thereunder on the date of the certificate.
6. A statement that all coverage is on an occurrence basis rather than a claims basis.
7. A provision that the policy or policies will not be canceled, denied renewal, or reduced in coverage until at least thirty (30) days after written notice has been received by the city.
8. Name, address, and telephone number of the insurance company’s agent.
9. A waiver of subrogation.
Official source re-checked September 8, 2026: no newer edition of the code had been published (publisher’s edition: current through Ordinance 2026-062, passed August 6, 2026).
Full Breakdown
St. George's special event ordinance covers fairs, carnivals, and outdoor sales events held on public property and requires an organizer to obtain a special event permit before holding one (City Code section 3-10-3). Vendors, exhibitors, and concessionaires selling at the event must separately procure commercial general liability insurance naming the city as an additional primary insured, covering bodily injury and property damage arising from the event. Under section 3-10-5(C), the city withholds the permit until the organizer and every vendor participating have submitted a certificate of insurance to the special events coordinator.
Violations & Fines
Holding an unpermitted street fair, or a vendor selling without a certificate of insurance on file, is a class B misdemeanor; violating events or permittees are barred from another special event permit for two years.
Frequently Asked Questions
Do vendors at a St. George street fair need their own insurance?
What counts as a street fair under St. George's ordinance?
Sources & Official References
Other rules in St. George
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