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Michigan Statewide Rule

Michigan Floodplain Regulatory Authority Under Part 31

Heavy RestrictionsApplies statewide across Michigan (2026)

Key Facts

Statute
MCL 324.3104
Drainage threshold
2 square miles
Reference flood
100-year event
NFIP coordination
FEMA minimum standards
Last verified: September 5, 2026Source: Michigan Legislature

Summary

Michigan requires EGLE permits for occupation, filling, or construction within the 100-year floodplain of any river or stream statewide.

(1) A person shall not occupy or permit the occupation of land for residential, commercial, or industrial purposes or fill or grade or permit the filling or grading for a purpose other than agricultural of land in a floodplain, stream bed, or channel of a stream, as ascertained and determined for the record by the department, or undertake or engage in an activity on or with respect to land that is determined by the department to interfere harmfully with the discharge or stage characteristics of a stream, unless the occupation, filling, grading, or other activity is permitted under this part.

Source: Michigan LegislatureView official code

Full Breakdown

Under MCL 324.3104 and 324.3108, EGLE administers floodplain regulations that prohibit unpermitted occupation or alteration of the 100-year floodplain of streams draining two square miles or more. Permits require demonstration that the project will not raise the regulatory flood elevation or cause harmful interference. Communities participating in the National Flood Insurance Program must also adopt local ordinances meeting FEMA minimums; state rules take precedence where stricter.

Violations & Penalties

Civil fines up to $10,000 per day plus mandatory restoration of altered floodplain.

Frequently Asked Questions

Do I need a permit to put fill in my floodplain backyard?
Yes. Adding fill, structures, or impoundments within the regulatory floodplain requires an EGLE Part 31 permit regardless of project size or local zoning.
What happens if I build without a floodplain permit?
EGLE can order removal of the structure, impose daily fines under MCL 324.3115, and refer willful violations for misdemeanor prosecution under Part 31.

Sources

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