HOA Rules in Minnesota (2026)
13 rules on the books across Minnesota, 3 cities and counties. Select a rule to read the full details.
Severity: Few Restrictions · Light Restrictions · Some Restrictions · Significant Restrictions · Heavy Restrictions
Board Procedures
Rules governing HOA board meetings, elections, transparency requirements, and voting procedures for homeowners.
Assessment & Dues
Rules about regular assessments, special assessments, collection procedures, late fees, and what happens when homeowners fall behind on dues.
Minnesota: statewide
StatewideHeavy RestrictionsUnder the Minnesota Common Interest Ownership Act (Minn. Stat. Ch. 515B), an association gets an automatic lien for…
Read full rule →Washington County
Some RestrictionsWashington County requires an Open Space Development's homeowners' association documents to spell out a mechanism to…
Read full rule →Dispute Resolution
Processes for resolving conflicts between homeowners and the HOA board, including mediation requirements, hearing procedures, and state oversight.
CC&R Enforcement
How covenants, conditions, and restrictions are enforced, including violation notices, fines, lien authority, and legal remedies available to HOAs and homeowners.
Minnesota: statewide
StatewideFew RestrictionsMinnesota law overrides HOA covenants in two areas. Minn. Stat. § 500.216 bars associations from prohibiting…
Read full rule →Minneapolis
Some RestrictionsMinneapolis HOAs and condos operate under the Minnesota Common Interest Ownership Act (MCIOA), MN Chapter 515B…
Read full rule →Saint Paul
Some RestrictionsCC&R enforcement in Saint Paul HOAs is governed by the association declaration and MN Stat. Ch. 515B. Associations may…
Read full rule →Washington County
Some RestrictionsWashington County requires every homeowners' association created for an Open Space Development to name, in its recorded…
Read full rule →HOA Fines & Enforcement
Statutory caps on HOA fine amounts, notice-and-hearing requirements before fines can be assessed, and how unpaid fines become liens against the property.
Lien & Foreclosure Limits
What an association must clear before it can foreclose on a home for unpaid assessments: minimum debt thresholds, waiting periods, mandatory notice and payment-plan offers, and the states that bar foreclosure where the debt is fines and late fees rather than assessments.
Board Governance
Governance structure of the HOA (board composition, term lengths, election procedures), open-meeting requirements, and member voting rights under state statutes.
Flag Display Rights
When an association may restrict flags on a lot and when it may not, the federal floor protecting the American flag, and state statutes extending that protection to state, military, and first-responder flags, along with the pole height and placement conditions a board can still impose.
Rental Restriction Limits
How far an association may go in banning or capping leasing, grandfathering for owners who already rent, minimum-lease-term and cap-percentage rules, and the member vote thresholds required before a rental amendment binds existing owners.