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Philadelphia, PA Zoning Overlays & Bonuses: Density Bonus Law (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Eligible districts
RM-1, CMX-1, CMX-2, CMX-2.5 only
Moderate-income bonus
25% more dwelling units
Low-income bonus
50% more dwelling units
On-site set-aside
10% of units, rounded up
Affordability term
50 years minimum
In-lieu fee
$13,600 moderate / $17,700 low per unit
Payment-in-lieu minimum
10+ dwelling units required

Summary

Philadelphia's Zoning Code lets developers in the RM-1, CMX-1, CMX-2, and CMX-2.5 districts build more dwelling units than the base zoning allows by providing affordable housing. Setting aside at least 10% of units as affordable earns a 25% density increase for moderate-income units or 50% for low-income units under § 14-702(7) and Table 14-702-5.

(2.2) Eligibility for Dwelling Unit Density Bonuses. In order to be eligible for any dwelling unit density bonuses pursuant to this section, the property must be in an RM-1, CMX-1, CMX-2, or CMX-2.5 zoning district. ... (.1) At least ten percent (10%) of residential dwelling units (rounded up, if fractional) shall be provided and maintained as affordable... Table 14-702-5: Mixed Income Housing Bonus – Housing Unit Density Bonuses (RM-1, CMX-1, CMX-2, or CMX-2.5 only): Mixed Income Housing Moderate Income: 25% increase in units permitted; Low Income: 50% increase in units permitted.

Source: Philadelphia Code 14-702(7) — Mixed Income Housing BonusView official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 Code: Electronic version of The Philadelphia Code and Home Rule Charter is current through August 19, 2026).

Full Breakdown

5 zoning districts. 1) requires that at least ten percent (10%) of residential dwelling units, rounded up if fractional, be provided and maintained as affordable, using the affordability definitions in § 14-702(7)(a). Those units must be reasonably dispersed on-site, comparable in quality to market-rate units, and, for owner-occupied units, subject to a Department of Planning and Development right of first refusal on resale. 2) requires the affordability commitment to run for a term of not less than 50 years, secured by a recorded instrument in favor of the City in a form satisfactory to the Law Department.

Table 14-702-5 sets the payoff: a moderate-income project earns a 25% increase in permitted dwelling units, while a low-income project earns a 50% increase. 5 properties the in-lieu fee is calculated by multiplying the number of bonus-eligible dwelling units by $13,600 per unit for the moderate-income option or $17,700 per unit for the low-income option. 2) requires any density bonus calculation to round fractional units down to the nearest whole number, and bars stacking this bonus with itself, though it can combine with other, separately earned dwelling unit bonuses.

Violations & Fines

Under § 14-702(7)(d), the Department of Planning and Development must certify the applicant's acknowledgment of the mixed-income requirements before Licenses and Inspections can issue a zoning permit, and must certify that required payments were made or that an Affordable Building Plan is on file before a building permit issues. Developers who file an Affordable Building Plan acknowledge they are subject to penalties if the completed project fails to conform to that plan.

Frequently Asked Questions

Which Philadelphia zoning districts qualify for the dwelling unit density bonus?
Only the RM-1, CMX-1, CMX-2, and CMX-2.5 zoning districts qualify under § 14-702(2.2). Properties in other multifamily or commercial-mixed-use districts, like RM-2 through RM-4 or CMX-3 through CMX-5, can earn floor-area or height bonuses under the same section but not this dwelling-unit density bonus.
How many extra units can a project earn?
Table 14-702-5 sets the bonus at a 25% increase in permitted dwelling units for the moderate-income affordability option and a 50% increase for the low-income option, calculated on top of the base number of units the property could otherwise build.
Can a developer pay a fee instead of building affordable units?
Yes, but only for developments of ten or more dwelling units. Under § 14-702(7)(b)(.6), the owner can pay the City an in-lieu fee of $13,600 per bonus unit for the moderate-income option or $17,700 per unit for the low-income option instead of constructing affordable units.
How long must the affordable units stay affordable?
At least 50 years. Section 14-702(7)(b)(.2) requires the affordability period to be secured by a recorded instrument in favor of the City, with resale price limits, income qualification, and Department of Planning and Development compliance oversight lasting the full term.

Sources & Official References

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