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Queen Anne's County, MD Accessory Structures: ADU Owner Occupancy (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified October 2026

Key Facts

Residency condition
Owner of the principal dwelling unit must reside on the property
Section
§ 18:1-48(D)
Number allowed
One accessory apartment per single-family lot
Size cap
1,500 square feet in total floor area
Proof
Planning Director can request an affidavit under § 18:1-209
Civil fine
Preset fine not to exceed $500, each day separate

Summary

In unincorporated Queen Anne's County, an accessory guest residence or apartment is allowed only if the owner of the principal dwelling unit resides on the property. The condition sits in § 18:1-48(D), next to the 1,500 square foot cap, and applies to every single-family lot that adds one.

These county ordinances apply to unincorporated areas of Queen Anne's County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

One accessory guest residence/apartment is allowed as an accessory residential use per single-family lot, and shall not be included when calculating total allowable number of units, provided that: ... D. The owner of the principal dwelling unit must reside on the property.

Full Breakdown

The owner-residence requirement is Subsection D of § 18:1-48, the county's accessory apartment section. The section allows one accessory guest residence or apartment as an accessory residential use per single-family lot, provided four conditions are met, and the last is blunt: the owner of the principal dwelling unit must reside on the property. The word is must, and the code prints no waiver, hardship exception, or time limit for the residency condition in this section. It sits alongside the other conditions: the unit sits within the principal dwelling structure or an approved residential accessory structure, it does not exceed 1,500 square feet in total floor area, and where the lot is not on public sewer the Queen Anne's County Health Department approves it.

The requirement is specific to this use. The caretaker dwelling in § 18:1-46, available on parcels of five or more acres, prints no owner-residence condition, and farm employee dwellings under § 18:1-55 are tied to farm employment instead, with two permitted on a farm. Home occupations carry their own residency rule in § 18:1-56, a full-time resident operator.

Because the condition turns on facts about who lives where, the Planning Director has an information tool: under § 18:1-209 the Planning Commission, the Board, or the Planning Director can at any time request that information needed for any determination under Chapter 18:1 be submitted under affidavit, signed by the owner and notarized, stating under the penalties of perjury that the statements are true. In the Critical Area Resource Conservation Area, § 14:1-39(B)(2)(c) adds that a separate additional dwelling unit cannot be subdivided or conveyed separately from the primary dwelling unit. These rules apply in unincorporated Queen Anne's County, including Kent Island, and not inside the incorporated towns.

Violations & Fines

The Planning Director enforces Chapter 18:1 (§ 18:1-208). An accessory apartment that does not meet the conditions of § 18:1-48 is a use the chapter does not allow, and a civil zoning violation carries a preset fine not to exceed $500, with each day a separate violation (§ 18:1-212). The County Commissioners, Planning Commission, or Planning Director can also bring an action to prevent occupancy or abate the violation (§ 18:1-210).

Frequently Asked Questions

Does the owner have to live on the property if there is an accessory apartment?
Yes. Section 18:1-48(D) states that the owner of the principal dwelling unit must reside on the property. The condition applies to the one accessory guest residence or apartment allowed per single-family lot in unincorporated Queen Anne's County, and it is paired with the 1,500 square foot limit.
Can I rent out both the house and the apartment to tenants?
The code's accessory apartment allowance depends on the owner of the principal dwelling unit residing on the property. Renting both units to tenants leaves no owner in residence, so the condition in § 18:1-48(D) is not met. The Planning Director enforces the chapter and can request sworn information.
Does a caretaker dwelling also require the owner to live there?
Section 18:1-46 prints no owner-residence condition for a caretaker dwelling. It requires a lot area of five or more acres, the setbacks that apply to the principal structure, and no more than 50% of the area of the principal building. The owner residence rule is specific to accessory apartments under § 18:1-48.
How can the county check that the owner lives on site?
Section 18:1-209 lets the Planning Commission, the Board, or the Planning Director request at any time that information needed for a determination under Chapter 18:1 be submitted under affidavit. The affidavit is signed by the owner and notarized, and it states under penalties of perjury that the statements are true.

Sources & Official References

Other rules in Queen Anne's County

All Queen Anne's County rules

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