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Bergenfield, NJ Accessory Structures: ADU Rental Restrictions (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
Borough Code § 186-63.25A(3)-(5)
Minimum restriction period
10 years from initial occupancy
Tenant eligibility
Low- or moderate-income household only
Rent standard
Set per COAH and UHAC regulations
Security mechanism
Recorded deed/covenant running with land
Administered by
Borough-designated administrative agent

Summary

An accessory apartment created under Bergenfield's affordable housing program is locked into a 10-year income-restricted rental. Borough Code § 186-63.25A(3)-(5) requires the unit to go only to a low- or moderate-income household at a COAH/UHAC-compliant rent, secured by a deed restriction recorded against the property.

(3) At the time of initial occupancy of the unit and for at least 10 years thereafter, the accessory apartment shall be rented only to a household which is either a low- or moderate-income household. (4) Rents of accessory apartments shall be affordable to low- or moderate-income households as per COAH and UHAC regulations. (5) There shall be a recorded deed or declaration of covenants and restrictions applied to the property upon which the accessory apartment is located running with the land and limiting its subsequent rental or sale of the unit and the accessory apartment.

Full Breakdown

25 of Chapter 186, Land Development, does not treat an accessory apartment as an ordinary rental. At the time of initial occupancy, and for at least 10 years afterward, the unit may be rented only to a household that qualifies as low- or moderate-income under COAH and Uniform Housing Affordability Controls (UHAC) rules. Rents must stay affordable to that income tier for the same period, calculated under the standards the Borough's administrative agent applies to its broader affordable housing program. To lock the restriction in permanently against future owners, the Borough requires a recorded deed or declaration of covenants and restrictions on the property, running with the land, that limits the subsequent rental or sale of both the principal dwelling and the accessory unit.

The Borough's designated administrative entity, not the property owner, controls who moves in: it advertises the unit, income-qualifies prospective renters, sets the rent and annual increases, maintains a waiting list, secures certificates of occupancy, and files the deed restriction and monitoring reports under UHAC. An application can be denied only if it fails to conform to COAH's requirements or this section, and any denial must be written with the reasons stated. In exchange for accepting the 10-year restriction, the property owner receives a per-unit construction subsidy of at least $25,000 for a low-income unit or $20,000 for a moderate-income unit, and municipal building permit fees are waived for the accessory apartment.

Violations & Fines

Renting the unit outside the income-qualified pool, at an unapproved rent, or before the deed restriction is recorded puts the property out of compliance with § 186-63.25 and the recorded covenant running with the land, which is independently enforceable against subsequent owners. General noncompliance with Chapter 186 is punishable under Borough Code § 186-114 by a fine of up to $500 or 90 days' imprisonment per violation, with each day of continued violation after a 10-day cure notice a separate offense.

Frequently Asked Questions

Can I rent my Bergenfield accessory apartment to anyone at market rate?
No. Section 186-63.25A(3) requires that, for at least 10 years from initial occupancy, the accessory apartment be rented only to a certified low- or moderate-income household at a COAH/UHAC-compliant rent, not the open market.
Does the restriction stay with the property if I sell?
Yes. Section 186-63.25A(5) requires a recorded deed or declaration of covenants and restrictions running with the land, so the rental limits bind future owners of the property, not just the person who built the unit.
Who sets the rent on a restricted accessory apartment?
The Borough's administrative agent sets the rent and any annual increases under COAH and UHAC standards, not the property owner, and the agent also handles advertising, income-qualifying tenants and maintaining the waiting list under § 186-63.25C(1).

Sources & Official References

Other rules in Bergenfield

All Bergenfield rules

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