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Bloomington, IN Building Setbacks & Zoning: Lot Coverage Limits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

R1 cap
30% impervious coverage
R2 cap
40% impervious coverage
R3 cap
45% impervious coverage
R4 cap
50% impervious coverage
RMH dwelling-site cap
65% impervious coverage
Governing table
UDO Table 04-2, BMC § 20.04.020

Summary

In the City of Bloomington, the Unified Development Ordinance caps impervious surface coverage by zoning district in Table 04-2 under BMC § 20.04.020. The single-family districts range from a 30% cap in R1 (Residential Large Lot) up to 50% in R4 (Residential Urban), limiting how much of a lot driveways, patios, and roofs can cover.

Dimensional Standards R1 R2 R3 R4 RM [1] RH [1] RMH [1] ... Other Standards Entire Development Dwelling Site ... Impervious surface coverage (maximum) 30% 40% 45% 50% 60% 65% None 65%

Full Breakdown

020's Table 04-2 (Residential District Dimensional Standards) sets a maximum share of each lot that impervious surfaces, driveways, patios, roofs, and other hard cover, may occupy. The limit climbs as lots get smaller and denser: R1 (Residential Large Lot) caps impervious coverage at 30%, R2 (Residential Medium Lot) allows 40%, R3 (Residential Small Lot) allows 45%, and R4 (Residential Urban) allows 50%. The multifamily and mixed-use districts in the same table carry higher caps of their own, reflecting denser development patterns, while the manufactured/mobile home park district (RMH) sets no cap for the park as a whole but caps individual dwelling sites at 65%.

02 should still confirm the coverage cap against Table 04-2. 110 (Incentives) can unlock alternative standards for some of these figures in exchange for meeting sustainability criteria.

Violations & Fines

Exceeding the impervious surface cap without an approved incentive adjustment is a UDO violation enforced under BMC § 20.06.100. Table 06-3 sets a $100 fine for a first-offense failure to comply with development standards, and the fine doubles for a second violation of the same standard within three years, up to the ordinance's overall $2,500 first-offense and $7,500 repeat civil penalty ceiling set in BMC § 20.06.100(d)(1).

Frequently Asked Questions

How much of my lot can I cover with driveway, patio, and roof in Bloomington?
Bloomington sets a fixed impervious-coverage cap by zoning district in BMC § 20.04.020's Table 04-2: R1 allows 30%, R2 allows 40%, R3 allows 45%, and R4 allows 50% of the lot to be covered by driveways, patios, roofs, and other hard surfaces.
Is the impervious coverage limit different for apartments or mobile home parks?
Yes. Table 04-2 sets separate figures for the multifamily RM and RH districts, and for the manufactured/mobile home park district (RMH) it removes any park-wide cap but limits each individual dwelling site to 65% impervious coverage.
Can I get relief from the impervious coverage cap in Bloomington?
Some Table 04-2 coverage figures carry alternative standards under BMC § 20.04.110 (Incentives) for qualifying sustainable development, and beyond that a property owner can seek relief through the variance process set out in the UDO's Chapter 20.06 (Administration and Procedures).

Sources & Official References

Other rules in Bloomington

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