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Greenwood, IN Building Setbacks & Zoning: Lot Coverage Limits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

RL zone max coverage
40% of lot area
RM zone max coverage
50% of lot area
OTR zone max coverage
70% of lot area
RL minimum lot size
12,000 sq ft
Enforcing agency
Community Development Services
Governing sections
UDO Sec. 10-02-13, 10-02-14, 10-02-26

Summary

In the City of Greenwood, Indiana, the Unified Development Ordinance caps impervious lot coverage by zoning district under the Development Standards tables in Sections 10-02-13 through 10-02-26: forty percent in the Residential Large Lot (RL) zone, fifty percent in Residential Medium Lot (RM), and seventy percent in the Old Town Residential (OTR) district. Community Development Services checks every building and site plan application against the applicable table before a permit issues.

RL STANDARDS Minimum Maximum ... Impervious Lot Coverage (Maximum Percentage of Total N/A 40 Lot Area)

Full Breakdown

In the RL zone, Sec. 10-02-13 pairs the forty percent impervious cap with a 12,000-square-foot minimum lot, a thirty-foot front setback, ten-foot side setbacks, a twenty-five-foot rear setback, and a thirty-five-foot building height limit; accessory buildings must sit in the rear yard at least ten feet off any lot line, or in a side yard only if fifteen feet separates the front setback line from the accessory structure. The RM zone (Sec. 10-02-14) allows the fifty percent cap on smaller 7,700-square-foot lots with a twenty-foot front setback and the same twenty-five-foot rear setback, while accessory buildings there need only an eight-foot rear-yard clearance.

The Old Town Residential district (Sec. 10-02-26) permits the highest coverage, seventy percent, on lots as small as 2,000 square feet and as large as 7,500 square feet, reflecting its walkable, small-lot historic character, alongside a separate sixty percent "Lot Coverage" figure that measures a different footprint than impervious coverage. Every zone's Development Standards table cross-references Division III's generally applicable standards for signage (Sec. 10-03-08), landscaping (Sec. 10-03-06), parking (Sec. 10-03-02), and building design (Sec. 10-03-14), all of which layer on top of the coverage limit and can further restrict how much of a lot a property owner may pave or build over.

Violations & Fines

A driveway, patio, addition, or accessory structure that pushes a lot's impervious surface past its zone's maximum is not eligible for a building permit until the plan is revised or a variance is obtained from the Board of Zoning Appeals; Community Development Services can issue a stop-work order on impervious surface installed without a permit or in excess of the table.

Frequently Asked Questions

What is the maximum impervious lot coverage in Greenwood's RL zone?
Forty percent of total lot area under the Sec. 10-02-13 Development Standards table for the Residential Large Lot (RL) zone, alongside a 12,000-square-foot minimum lot size, a thirty-five-foot building height cap, and a twenty-five-foot rear yard setback that also limits where a driveway or patio can sit.
Does the coverage limit change in other residential zones?
Yes. The Residential Medium Lot (RM) zone allows fifty percent impervious coverage under Sec. 10-02-14, and the Old Town Residential (OTR) zone allows up to seventy percent under Sec. 10-02-26, reflecting each zone's smaller lot sizes and denser, more walkable historic pattern.
Who enforces Greenwood's lot coverage limits?
Community Development Services reviews building and site plan applications against the applicable zone's Development Standards table before issuing a permit, and can require the plan be revised or require a Board of Zoning Appeals variance for any lot that exceeds its coverage cap.

Sources & Official References

Other rules in Greenwood

All Greenwood rules

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