Hillsboro, OR Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- State license required
- ORS 726
- Local rules apply via
- HMC 5.20.010
- Loan renewals
- not reported to police
- Holding period exception
- HMC 5.20.100(A)(1)
Summary
Pawnbrokers in Hillsboro are licensed by the State of Oregon under ORS 726, and their loan, buy and consignment transactions are also folded into the City's secondhand dealer reporting and holding rules.
Pawnbroker means a business required by ORS 726 to have and maintain a license; transactions occurring within the business such as loans, buys or consignments are subject to the requirements of HMC 5.20.
Person means a natural person.
Police Department or Department means the City Police Department.
Principal means any person directly engaged or employed in the management of a secondhand dealer business including owners and shareholders with a 5% or greater interest.
Receive means to take property into the inventory, possession or control of a dealer.
Regulated Property or Property is such new or used personal property determined by the Chief to be the subject of theft including precious metals, gems, watches, silver, electronic, sporting and/or photographic equipment, tools, musical instruments and cases, firearms and household appliances. A list of regulated property is maintained by the Department and updated on a not less than yearly basis.
Remanufactured means an item altered to a degree that the main components are no longer identifiable as original.
Seller means any person who:
A.Offers items of regulated property in exchange for money or other property; or as collateral for a loan; orB.Donates or abandons items of regulated property.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Municipal Code: Supplement 1 | Community Development Code: Supplement 1).
Full Breakdown
HMC 5.20.010 defines a pawnbroker as a business required by ORS 726 to hold a state license, and applies HMC 5.20's secondhand-dealer requirements to its loan, buy and consignment transactions. The City modifies those requirements for pawn transactions: pawnbroker loans regulated by ORS 726 are excluded from the standard 15- or 60-day holding period (5.20.100(A)(1)), and pawnbrokers need only report new transactions to the Police Department, loan renewals don't have to be reported (5.20.090(A)(3)).
Violations & Fines
Failing to report pawn transactions or comply with the applicable holding rules can draw civil penalties under HMC 5.20.140 and City permit action under 5.20.150, separate from any discipline under the state pawnbroker license.
Frequently Asked Questions
Does the City of Hillsboro issue pawnbroker licenses?
Do pawnbrokers have to report every renewed loan to Hillsboro police?
Sources & Official References
Other rules in Hillsboro
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Pawnbrokers in Nearby Cities
How other cities in Washington County handle pawnbrokers.