Jacksonville Beach, FL Business Licensing & Operations: Pawnbrokers (2026)

Article II of Chapter 26 of the Jacksonville Beach Code regulates pawnbrokers in four sections, 26-16 through 26-19; sections 26-1 through 26-15 are reserved. Section 26-16 defines a pawnbroker as any person lending money or other thing of value on the security of goods, wares, merchandise or other tangible personal property deposited and pledged in the lender's keeping.

Hours are fixed by § 26-17. Pawnbroking is unlawful between 10:00 p.m. each Saturday and 8:00 a.m. the following Monday, and between 6:00 p.m. and 8:00 a.m. on all other days. In the month of December of each year, a pawnbroker can do business between 8:00 a.m. and 10:00 p.m. except on Sundays.

Section 26-18 makes it unlawful for any pawnbroker or secondhand dealer to take, buy or in any manner receive any article from a person not eighteen (18) years of age or over, or from a person in a state of intoxication.

Section 26-19 is the compliance section. Every pawnbroker must keep a record and, on demand, report to the chief of police or the chief's representative every article or thing pawned to or purchased by the pawnbroker. The record and report must specify the article by number, mark and all other such details as to make identification clear and positive. The shops of all pawnbrokers are subject to inspection by the police, and if a pawnbroker refuses to submit to inspection at any time, the shop is immediately closed by order of the city manager. Any violation of § 26-19 is punished by revocation of the license issued to the offender, in addition to other penalties provided in the Code.

The article prints no application process, fee or license term for pawnbrokers; it refers only to the license issued to the offender. On the tax side, § 15-1 provides that a department store business tax receipt does not cover pawnshops, which are taxed separately.