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Jacksonville, FL Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Permit issued by
Sheriff's Office
Renewal
Expires every September 30
ID check
Required on every pledge
Inspection
Anytime, no notice required
Minimum age to hold permit
18 years old

Summary

Pawnbrokers in Jacksonville need a Sheriff-issued permit, annual renewal, and detailed transaction records subject to inspection anytime.

No person shall engage in any of the businesses regulated by this Chapter without a permit from the Sheriff. Permits shall be issued upon application stating: (a) The name and age of the applicant, or in the case of a business entity, the names and ages of its principals and officers; (b) The type of permit desired and the location of the business; and (c) Such other information as is required by ordinance and as the Sheriff deems reasonably necessary to enable him to effectively enforce the applicable provisions of this Chapter.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 6 Update 1).

Full Breakdown

Ordinance Code Chapter 200 requires anyone lending money against pledged personal property to get a permit from the Sheriff's Office before opening. Applications must list the owners' names and ages and the business location, and the Sheriff can deny a permit if an applicant is under 18, has a felony conviction within the last five years, or previously had a Chapter 200 permit revoked. Every pawnbroker must log each pawned item by number and identifying marks, check a government ID on every pledge, and let the Sheriff inspect the shop at any time: refusing inspection triggers immediate closure by order of the Mayor. Permits expire every September 30 and must be renewed annually.

Violations & Fines

Class C offense; a second violation can cost the pawnbroker their permit, and refusing an inspection means immediate closure of the shop by the Mayor.

Frequently Asked Questions

Can Jacksonville deny a pawnbroker permit?
Yes: for applicants under 18, felony convictions within 5 years, or a prior Chapter 200 permit revocation.
Do pawnbrokers have to check customer ID?
Yes, a driver's license or other ID with a physical description is required for every item pawned or sold.

Sources & Official References

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