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Layton, UT Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Annual license fee
$100.00 (LMC 5.29.100)
Required bond
$1,000 with two sureties
Unlicensed operation fine
Up to $299 per day
Business hours
7:00 a.m. to 9:00 p.m., closed Sundays
Approving body
City Council grants/denies license
General penalty
Class B misdemeanor (LMC 5.29.290)

Summary

Layton pawnbrokers must hold a $100 annual license approved by the City Council, post a $1,000 bond, and keep detailed transaction records open to police inspection. Operating without the license risks a fine up to $299 per day, with each day treated as a separate offense.

It is unlawful for any person to carry on the business of pawnbroker without first having obtained the license required by this Chapter and having paid the license fee therefor in the amount of One Hundred Dollars ($100.00) per year. Any person engaging in or carrying on the business of a pawnbroker without first having obtained the license required in this Chapter shall be guilty of a separate offense for each and every day that such business shall be carried on without such license, and shall be subject to a fine of up to Two Hundred Ninety-Nine Dollars ($299.00) for each such offense; with each day being considered as a separate offense.

Full Breakdown

LMC Chapter 5.29 requires anyone lending money on pledged personal property, or buying property with an agreement to resell it to the seller, to obtain a pawnbroker license before doing business (LMC 5.29.100), paying an annual fee of $100. Before the license issues, the applicant must file a bond with at least two sureties in the penal sum of $1,000, conditioned on faithfully observing all laws governing pawnbrokers, approved by the corporation counsel (LMC 5.29.110). All pawnbroker license applications go to the City Council, which may grant or deny them; a denial may be appealed to the District Court (LMC 5.29.120).

Licensees must keep the ordinances relating to pawnbrokers posted conspicuously in their place of business (LMC 5.29.150) and may not accept pawned goods before 7:00 a.m. or after 9:00 p.m., or at all on Sunday (LMC 5.29.160). Every pawn transaction must be logged in ink in a well-bound book recording the item, its make and number, the amount advanced, the date and hour, and the pawnor's true name and address, open to police inspection at any reasonable time (LMC 5.29.170). A receipt must be issued for every pledge, and where the value exceeds $20 the pawnbroker must obtain the seller's legible fingerprint plus a second form of identification on a signed ownership certificate (LMC 5.29.180).

If pawned goods later turn out to have been stolen and the pawnbroker skipped the fingerprint requirement, the burden shifts to the pawnbroker to prove the goods were not stolen (LMC 5.29.270).

Violations & Fines

Operating as a pawnbroker without the required license is a separate offense for each day the business continues, punishable by a fine of up to $299 per day (LMC 5.29.100). The Council may revoke a pawnbroker's license for good cause after notice and a hearing, or without a hearing upon an unappealed conviction for violating the Chapter, after the Chief of Police reports the noncompliance (LMC 5.29.130). Beyond license revocation, any violation of Chapter 5.29 is a class B misdemeanor under LMC 5.29.290, and the licensee is liable for violations committed by employees (LMC 5.29.140).

Frequently Asked Questions

How much does a Layton pawnbroker license cost?
The annual license fee is $100.00 under LMC 5.29.100. Applicants must also post a $1,000 bond with at least two sureties, approved by the corporation counsel, before the license issues under LMC 5.29.110.
What happens if I pawn goods in Layton without a license?
It is unlawful under LMC 5.29.100, and each day the unlicensed business continues is a separate offense punishable by a fine up to $299.00. The Council can also revoke an existing license for good cause under LMC 5.29.130.
Can Layton pawn shops be open on Sunday?
No. LMC 5.29.160 makes it unlawful for a pawnbroker to receive goods by pawn or pledge before 7:00 a.m. or after 9:00 p.m., or at any time on Sunday.

Sources & Official References

Other rules in Layton

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