Meridian, ID Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- License issuer
- City Clerk, with Council + Chief of Police sign-off
- Background check
- Fingerprints via Idaho State Police required
- Forfeiture wait
- 30 days minimum on pledged goods
- Resale hold
- 7 days after purchase before resale
- Legal hours
- 7:00 a.m. to 10:00 p.m.
Summary
Meridian requires a city-issued pawnbroker license, background check, and Chief of Police approval before anyone can loan money on pledged property or buy secondhand goods for resale within city limits.
It shall be unlawful for any person to engage in the business of a pawnbroker unless a valid license therefor has been issued as herein provided and said license is in full force and effect.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 14).
Full Breakdown
Meridian requires a pawnbroker license from the City Clerk, subject to City Council approval and Chief of Police sign-off, before anyone loans money against pledged property or buys secondhand goods for resale under a 'regulated transaction' (Meridian City Code section 3-5-2). Applicants and employees must pass a criminal background check and submit fingerprints to Idaho State Police; a felony or theft-related conviction, or a revoked business license, within the past five years disqualifies an applicant or employee. Pledged property cannot become forfeitable for 30 days, and purchased items cannot be resold for 7 days (sections 3-5-6 and 3-5-7). Legal operating hours run 7:00 a.m. to 10:00 p.m. (section 3-5-8), and detailed transaction records must be electronically transmitted to police by the next business day.
Violations & Fines
Operating without a license is punishable as a misdemeanor under Meridian's general penalty (City Code section 1-2-1). Chapter 5 violations, including false records or transactions with minors, can bring license suspension or revocation after a City Council hearing (section 3-5-2.K).
Frequently Asked Questions
Do I need a license to run a pawnshop in Meridian?
How long must a Meridian pawnbroker hold property before selling it?
Sources & Official References
Other rules in Meridian
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Pawnbrokers in Nearby Cities
How other cities in this county handle pawnbrokers.