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Meridian, ID Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License issuer
City Clerk, with Council + Chief of Police sign-off
Background check
Fingerprints via Idaho State Police required
Forfeiture wait
30 days minimum on pledged goods
Resale hold
7 days after purchase before resale
Legal hours
7:00 a.m. to 10:00 p.m.

Summary

Meridian requires a city-issued pawnbroker license, background check, and Chief of Police approval before anyone can loan money on pledged property or buy secondhand goods for resale within city limits.

It shall be unlawful for any person to engage in the business of a pawnbroker unless a valid license therefor has been issued as herein provided and said license is in full force and effect.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 14).

Full Breakdown

Meridian requires a pawnbroker license from the City Clerk, subject to City Council approval and Chief of Police sign-off, before anyone loans money against pledged property or buys secondhand goods for resale under a 'regulated transaction' (Meridian City Code section 3-5-2). Applicants and employees must pass a criminal background check and submit fingerprints to Idaho State Police; a felony or theft-related conviction, or a revoked business license, within the past five years disqualifies an applicant or employee. Pledged property cannot become forfeitable for 30 days, and purchased items cannot be resold for 7 days (sections 3-5-6 and 3-5-7). Legal operating hours run 7:00 a.m. to 10:00 p.m. (section 3-5-8), and detailed transaction records must be electronically transmitted to police by the next business day.

Violations & Fines

Operating without a license is punishable as a misdemeanor under Meridian's general penalty (City Code section 1-2-1). Chapter 5 violations, including false records or transactions with minors, can bring license suspension or revocation after a City Council hearing (section 3-5-2.K).

Frequently Asked Questions

Do I need a license to run a pawnshop in Meridian?
Yes. Meridian City Code section 3-5-2 requires a City Clerk-issued license with City Council approval and Chief of Police sign-off before operating.
How long must a Meridian pawnbroker hold property before selling it?
At least 30 days before a pledge becomes forfeitable (section 3-5-7), and 7 days after any outright purchase before resale (section 3-5-6).

Sources & Official References

Other rules in Meridian

All Meridian rules

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Pawnbrokers in Nearby Cities

How other cities in this county handle pawnbrokers.

Boise, ID
Significant Restrictions