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Plainfield, NJ Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified October 2026

Key Facts

Who needs it
Pawnbrokers and buyers or sellers of used goods listed in § 9:6A-1
Issuing official
The Mayor or the Mayor's designee
License fee
$100 for a pawnbroker or secondhand dealer
License year
June 1 to May 31
Secondhand hold period
20 days from purchase or consignment
Pawn hold period
One year from the date of the loan
Daily report
Copy to Chief of Police before 11:00 A.M. next business day

Summary

Anyone in the City of Plainfield, New Jersey who runs a pawnshop, or buys or sells used gold, silver, jewelry, ornaments, wearing apparel or household goods, needs a license from the Mayor or the Mayor's designee before doing business. The license year runs June 1 to May 31, and the Schedule of Fees lists $100.

§ 9:6A-1. Pawnbroker's and second hand dealer's license. ... Every person now or hereafter engaged in or carrying on the business of pawnbroker or buying or selling used or second hand gold, silver, jewelry, ornaments, wearing apparel, household goods or articles of household use in the City of Plainfield shall, before engaging in such business, or, after the effective date of this ordinance continuing to engage in such business, obtain a license from the Mayor or his designee.

Full Breakdown

Chapter 9, Article 6A of the Plainfield Municipal Code covers pawnbrokers and second hand dealers together under one license (§ 9:6A-1). The application is written, signed and filed with the License Bureau with the prescribed fees, and it lists the applicant's name, age and residence, the purpose of the license, the place of business, and the name, age and residence of each employee (§ 9:6A-2). The Mayor cannot grant a license to anyone convicted of violating a City, State or Federal law or a disorderly person provision involving moral turpitude, to anyone who misrepresented facts in the application, or, for a pawnbroker, to anyone without a valid State pawnbroker license under N.J.S.A. 45:22-1 et seq. The Mayor can also limit the number of licenses with Council approval (§ 9:6A-3).

The certificate names the licensee, the business address, every employee by name and address, the license number and the expiration date. The license period runs from June 1 to May 31 each year and the license hangs in a conspicuous place on the licensed premises at all times (§ 9:6A-4). The Schedule of Fees in § 9:17-1 lists $100 for a pawnbroker or secondhand dealer.

The record-keeping duties are the heart of the article. Every licensee keeps a full day-by-day record, in English, of every deposit, redemption, purchase and sale, with descriptions and distinguishing marks and numbers of each item, the sex, color, approximate height and age and any distinguishing features of the person dealing with the shop, the name and residence where known, and the money loaned or paid. A clear copy goes to the Chief of Police before 11:00 A.M. the next business day, or before 11:00 A.M. Monday for Saturday business (§ 9:6A-5). Changes in employees are reported to the License Bureau. A secondhand dealer holds purchased or consigned articles for 20 days before resale, and a pawnbroker holds pledged merchandise for one year from the loan, or as State law otherwise provides (§ 9:6A-6). The record of each purchaser's name, address and date of purchase stays open to Police Division inspection (§ 9:6A-7).

Violations & Fines

Operating without the license, or breaking a record-keeping, retention or display rule, falls under the general penalty in § 1:1-14: a fine not exceeding $1,000, imprisonment not exceeding 90 days, or both, with each day a separate offense. Under § 9:1-10 the Mayor can suspend or revoke the license after written notice by registered mail at least 5 days before a hearing, with no refund, and the licensee can appeal to the Council under § 9:1-11.

Frequently Asked Questions

Does a pawnbroker in Plainfield also need a State license?
Yes. Under § 9:6A-3 the Mayor cannot license a pawnbroker who does not hold a valid State pawnbroker license under N.J.S.A. 45:22-1 et seq. The City license is a separate requirement on top of it, issued by the Mayor or the Mayor's designee through the License Bureau for a June 1 to May 31 year.
How long must a secondhand dealer hold an item before reselling it?
Twenty days from the date of the purchase or consignment (§ 9:6A-6). A licensed pawnbroker holds pawned or pledged merchandise for one year from the date of the loan, or as otherwise provided by State law. Selling or disposing of the article earlier breaks the retention rule.
When does the daily transaction record go to the police?
A clear copy of the day-by-day record goes to the Chief of Police before 11:00 A.M. on the following business day. For business done on Saturday, delivery is allowed before 11:00 A.M. on Monday (§ 9:6A-5). The Police Division can also demand the full record at any time.
Who can be denied a pawnbroker or secondhand dealer license?
The Mayor cannot grant the license to a person convicted of violating any City, State or Federal law or a disorderly person provision involving moral turpitude, or to anyone who misrepresented facts in the application (§ 9:6A-3). Council approval is required before the Mayor limits the number of licenses issued.

Sources & Official References

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