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Plymouth, MN Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License required
Every pawnbroker, Section 1160.03; 60-day grace period
Surety bond
$10,000.00 bond approved by City Attorney
Operating hours
7:00 a.m. to 10:00 p.m. only
Redemption period
120 days minimum before a pledge can be sold
Resale holding period
30 days for purchased or traded items
Daily reporting penalty
$50.00 per day for uncorrected failures
Hearing notice radius
Mailed notice to owners within 500 feet

Summary

Every pawnbroker doing business in the City of Plymouth needs a City license under Code Section 1160.03, backed by a $10,000.00 surety bond and mandatory daily reporting of every transaction to the Police Department through the state Automated Pawn System. Pawn shops may only open between 7:00 a.m. and 10:00 p.m., and pledged items must sit on a mandatory 120-day hold before they can be sold.

No person shall exercise, carry-on, or be engaged in the trade or business of pawnbroker within the City unless such person is currently licensed under this Section. Persons engaged in the business of pawnbroker on the effective date of this Section must receive a license within 60 days or cease doing business.

Full Breakdown

03 makes it unlawful to run a pawnbroker business in the City without a current license, and anyone already operating on the effective date had 60 days to get licensed or close. 00 surety bond approved by the City Attorney before any license issues. 00-per-day penalty for uncorrected reporting failures caused by the licensee's own system. 00 to be made by traceable check or draft. G adds a separate 30-day holding period before any purchased or traded item can be resold. The Director of Public Safety can place an investigative hold on any item for up to 15 days, or a longer hold or confiscation order tied to a criminal case. 07 requires a Council hearing on every new license application, with mailed notice to property owners within 500 feet of the proposed shop. 17.

Violations & Fines

Operating as a pawnbroker without a license, failing to report transactions daily to the Automated Pawn System, or selling a pledged item before the 120-day redemption period expires is a misdemeanor under Section 1160.18. The Council can suspend or revoke a license for any violation of Section 1160, a state pawnbroker statute, or a law relating to moral character, after written notice and a public hearing under Section 1160.17. Uncorrected daily-reporting failures also draw a $50.00-per-day penalty.

Frequently Asked Questions

Do pawn shops need a special license in Plymouth?
Yes. Section 1160.03 makes it unlawful to operate as a pawnbroker in the City of Plymouth without a current license, and anyone already running a pawn business had 60 days from the ordinance's effective date to get licensed or close. New applicants also need a $10,000.00 surety bond under Section 1160.10.
How long must a Plymouth pawn shop hold a pledged item before selling it?
At least 120 days from the date of the transaction, under Section 1160.12.F. Within that period, the person who pledged the item can redeem it, subject to a 72-hour minimum before the first redemption. Items purchased outright, rather than pawned, must be held 30 days before resale under Section 1160.12.G.
What hours can a Plymouth pawn shop be open?
Section 1160.13.A limits pawnbroker business hours to between 7:00 a.m. and 10:00 p.m. every day of the week. The same section bars pawnbrokers from buying from minors or incompetent persons and requires any payment over $250.00 to be made by check or another traceable instrument.

Sources & Official References

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