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Riverside, CA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Local permit issuer
Chief of Police, establishment permit
Prerequisites
state license, business tax certificate, minor CUP
Investigation window
90 days, extendable 30 more for cause
Permit term
expires two years from issuance
Bond required
$20,000 faithful-performance bond
Penalty
unpermitted operation is a misdemeanor

Summary

Riverside requires anyone owning, operating, or managing a pawnshop or secondhand dealer establishment to hold a permit from the Chief of Police under RMC § 5.90.060, on top of a state pawnbroker or secondhand dealer license, a City business tax certificate, and a minor conditional use permit: all before the establishment permit will even be issued.

A.No person shall own, operate, or manage any pawnshop establishment in any location within the city without first having obtained a pawnshop business establishment permit from the chief of police. No person shall own, operate, or manage any secondhand dealer establishment in any location within the city without first having obtained a secondhand dealer establishment permit from the chief of police.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 33).

Full Breakdown

355. The Chief of Police establishment-permit application, filed under penalty of perjury, must include ownership structure, a description of services, the business name and address, employee names and addresses, the applicant's five-year residence and employment history, a complete criminal history for the past ten years, and a full set of Live Scan fingerprints paid for by the applicant; the Chief of Police then has 90 days (extendable 30 more days for good cause) to investigate the applicant's character and grant or deny the permit. Each permit expires two years after issuance and is renewable for another two years.

110. Riverside Police officers are separately designated to inspect pawnshop and secondhand dealer records and premises under state Financial Code and Business and Professions Code authority.

Violations & Fines

Operating a pawnshop or secondhand dealer establishment in Riverside without the Chief of Police establishment permit violates § 5.90.060 and is a misdemeanor under § 5.90.120, punishable per Business and Professions Code § 21645 and RMC § 1.01.110(A). The Chief of Police can also revoke an existing permit for a felony or dishonesty-related conviction, a public nuisance, or a pattern of law violations, giving the holder five business days to correct a curable violation before revocation.

Frequently Asked Questions

What licenses does a Riverside pawnshop need before it can open?
Four separate approvals: a state pawnbroker or secondhand dealer license under § 5.90.040, a City business tax certificate under § 5.90.030, a minor conditional use permit under Chapter 19.355 per § 5.90.050, and finally a pawnshop or secondhand dealer establishment permit from the Chief of Police under § 5.90.060.
How long does Riverside take to approve a pawnbroker permit?
The Chief of Police must investigate the applicant's qualifications and moral character and grant or deny the establishment permit within 90 days of a complete application, under § 5.90.060(I), with a possible 30-day extension for good cause if the applicant is notified that the investigation isn't finished.
What bond does a Riverside pawnbroker have to post?
Section 5.90.100 requires every pawnbroker to furnish the City a $20,000 bond guaranteeing faithful performance of the chapter's terms and the state Business and Professions Code, and that bond stays in place for as long as the establishment permit remains active and the business continues operating in the City.

Sources & Official References

Other rules in Riverside

All Riverside rules

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