Daytona Beach, FL Business Licensing & Operations: Towing Companies (2026)
Key Facts
- Insurance minimum
- $50,000 garagekeeper's policy plus on-hook coverage
- Liability coverage
- $250k/$500k/$100k or $500k combined single limit
- Rate cap
- Set by Volusia County Code § 118-98
- No-parking sign permit
- Required from permit and licensing division
- Police notice
- Wrecker must report each tow within 30 minutes
- Records
- Tow data sheets kept on file for 1 year
Summary
Any wrecker towing a vehicle that originates in Daytona Beach must carry garagekeeper's and garage liability insurance, run trucks equipped to the city's specification list, and follow strict rules for nonconsensual and trespass tows. Property owners need a city permit before posting no-parking signs, and towing/storage rates are capped by Volusia County Code Section 118-98.
(a)Types. Any person owning or operating a wrecker who tows or removes a vehicle from a point of origin within the city shall provide and carry insurance in the following types and amounts:(1)Garagekeeper's policy. A garagekeeper's legal liability policy covering fire, theft, collision, and other insurable perils with a minimum limit of $50,000.00 and a deductible not exceeding $1,000.00. Evidence of on-hook liability coverage must also be provided with a minimum limit of $50,000.00 and a deductible not exceeding $1,000.00.(2)Garage liability policy. ... The limits of liability of this policy shall be no less than $250,000.00 for injury or death to any one person, and no less than $500,00.00 for injury or death to two or more persons as a result of any one occurrence, and no less than $100,000.00 for property damage as a result of any one occurrence or in lieu thereof a combined single limit for bodily injury and property damage of no less than $500,000.00.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 78 | Land Development Code: Supplement 36).
Full Breakdown
Chapter 110 of the Daytona Beach Code of Ordinances regulates every wrecker that tows a vehicle originating in the city, and Sec. 110-2 requires compliance with the whole article before towing for compensation. Sec. 110-5 sets minimum insurance: a garagekeeper's legal liability policy of at least $50,000 with on-hook coverage of at least $50,000, plus a garage liability policy of at least $250,000 per person, $500,000 per occurrence, and $100,000 for property damage, or a $500,000 combined single limit, with proof filed with the city's risk manager by January 1 each year.
Sec. 110-6 requires each wrecker to carry a one-ton-minimum truck with at least a four-ton boom and winch, 100 feet of three-eighths-inch cable, the company name in letters at least three inches tall on both doors, magnetic signs do not qualify, and a kit of safety tools down to a fire extinguisher and bolt cutters. Sec. 110-7 bans cruising city streets to solicit tow business, and Sec. 110-8 bars paying property owners kickbacks for towing rights. For trespass tows specifically, Sec. 110-39 requires a written agreement between the property owner and wrecker on file with the police department, notification of police within 30 minutes of every tow, a one-year tow data sheet retention requirement, and a ban on towing a vehicle with someone still inside it.
Property owners must also get a permit from the permit and licensing division, with an application and annual inspection fee, before posting no-parking signs under Sec. 110-37. Towing and storage rates are capped by adopting Volusia County Code Section 118-98, as amended by County Ordinance No. 2024-25, as the city's own maximum rates under Sec. 110-38, and Sec. 110-40 requires storage sites to release a paid-up vehicle within 30 minutes of payment.
Violations & Fines
Violating Chapter 110 is punished under Sec. 110-4 as provided in Sec. 1-14, or the code enforcement board can enforce the chapter directly. A wrecker that skips required insurance, ignores the equipment list, cruises for business, pays illegal rebates, or fails the trespass-tow paperwork and notification rules in Sec. 110-39 risks citation, fines, and referral to the code enforcement board in addition to any penalty available under Florida law.
Frequently Asked Questions
Does Daytona Beach cap towing and storage fees?
What has to happen before a property owner can have cars towed for trespassing?
How fast must a towed vehicle be released after I pay?
Sources & Official References
Other rules in Daytona Beach
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