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Short-Term Rentals in Lake Havasu City, AZ (2026)

5 verified short-term rentals rules for Lake Havasu City, Arizona, sourced directly from the municipal code and official government pages.

Verified from official government sources

Permit Requirements

Chapter 5.20 (Vacation Rentals), effective March 1, 2023, requires every short-term rental to obtain an annual city permit at $250/year before renting. Failure to permit carries a $1,000 monthly penalty.

Lake Havasu City Vacation Rental Permit

Heavy Restrictions

Noise Rules

Section 5.20.050 makes the owner and the 24/7 emergency contact responsible for ensuring guests comply with Chapter 9.30 noise limits. STR-specific violations carry the escalating fines in § 5.20.060.

Lake Havasu City Vacation Rental Noise Rules

Heavy Restrictions

Taxes & Fees

STR operators must hold an Arizona Transaction Privilege Tax (TPT) license and pay city TPT at 2.0% plus state/county rates. The annual city permit fee is $250 under Chapter 5.20.

Lake Havasu City STR Taxes and Fees

Heavy Restrictions

Insurance Requirements

Chapter 5.20 requires every permitted vacation rental to carry at least $500,000 in liability insurance, OR rent exclusively through a platform (Airbnb/Vrbo) that provides equal-or-greater primary liability coverage per transaction.

Lake Havasu City Vacation Rental Insurance

Heavy Restrictions

Registration Rules

Permits issued under § 5.20.025 are valid one year from issuance and must be renewed annually. Owners must notify neighbors and submit a 24/7 emergency contact with every renewal.

Lake Havasu City STR Registration and Renewal

Heavy Restrictions

Looking for Mohave County county-wide rules?

County ordinances apply to unincorporated areas and may supplement Lake Havasu City city rules.

Short-Term Rentals in Mohave County