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Short-Term Rentals in Ramsey County, MN (2026)

6 county-level rules, plus city-specific rules for 1 city in Ramsey County, Minnesota.

Verified from official government sources

Note: These county rules apply to unincorporated areas of Ramsey County. If you live within an incorporated city, that city's own rules apply: see the city list below.

Short-Term Rental Permits

Ramsey County MN issues no short-term-rental permit. STRs are licensed by each city. In St. Paul (the county seat), Sec. 379.07 of the Legislative Code requires every host to obtain a Short-Term Rental host license before renting.

Ramsey County sets no STR permit; your city does

Some Restrictions

St. Paul Legislative Code Sec. 379.07

Section 379.07 of the Saint Paul Legislative Code requires that any person seeking to license a property for Short-term rentals must complete the following: Complete Short-term rental application; A current Fire Certificate of Occupancy or submit a Provisional Fire C of O application (non-owner occupied requirement)...

Taxes & Fees

This is the real county-level layer. Minnesota lodging-tax authority runs through Minn. Stat. §469.190 (up to 3%). St. Paul imposes a 3.0% lodging tax on all lodging in the city, and its STR host-license fee is $40 per unit.

County lodging tax authority; St. Paul charges 3% plus $40 license

Some Restrictions

Minn. Stat. §469.190, subd. 1

Notwithstanding section 477A.016 or any other law, a statutory or home rule charter city may by ordinance... impose a tax of up to three percent on the gross receipts from the furnishing for consideration of lodging at a hotel, motel, rooming house, tourist court, or resort, other than the renting or leasing of it for a continuous period of 30 days or more.

Occupancy Limits

Ramsey County sets no STR occupancy limit. In St. Paul, each unit's maximum occupancy is set by the zoning and building code and must be posted inside the rental for guests to see.

No county limit; St. Paul posts max occupancy per unit

Some Restrictions

St. Paul Legislative Code Ch. 379 (posted info)

You must post the following information in a conspicuous place within each dwelling unit used as a Short-term rental: Emergency contact information; Contact information for the Short-term rental host or the Responsible party; Street address; Floor plan indicating fire exits and escape routes; ...Maximum occupancy limits.

Insurance Requirements

Ramsey County sets no STR insurance rule, but St. Paul does: hosts must carry liability insurance of at least $300,000 naming the City as certificate holder, or rent only through a platform providing equal or greater coverage.

St. Paul requires $300,000 STR liability coverage

Some Restrictions

St. Paul Legislative Code Ch. 379 (insurance)

You must show certificate of liability insurance of no less than $300,000 with the "City of Saint Paul" listed as the certificate holder OR conduct each rental transaction through a Short-term rental platform that provides equal or greater coverage.

Host Presence Rule

Ramsey County sets no host-presence requirement. St. Paul does not require the host to stay on-site, but every rental must post a responsible-party contact reachable to handle problems during a guest's stay.

No county host-presence rule; St. Paul requires a responsible party

Some Restrictions

St. Paul Legislative Code Ch. 379 (responsible party)

You must post the following information in a conspicuous place within each dwelling unit used as a Short-term rental: Emergency contact information; Contact information for the Short-term rental host or the Responsible party...

Primary-Residence-Only Rule

Ramsey County imposes no primary-residence requirement. St. Paul does not limit STRs to a host's primary residence: it licenses both owner-occupied and non-owner-occupied units, with the number of allowed units varying by property type and zoning.

No county rule; St. Paul allows non-owner-occupied STRs

Some Restrictions

St. Paul Legislative Code Ch. 379 (Fire C of O)

A current Fire C of O or a Provisional Fire C of O application must be completed and included with this application to be considered complete. (for non-owner occupied applications)

Short-Term Rentals by City in Ramsey County

1 cities in Ramsey County have their own short-term rentals rules. Each link goes to that city's dedicated page with code citations.

All Ramsey County ordinances

See every category we cover for Ramsey County: parking, noise, fences, fires, animals, pools, and more.

Ramsey County Ordinance Hub →